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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1967 reviews)

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4.91

Based on 1,967 reviews, last reviewed 10th Feb 2026

126100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

4

Clear and informative Clear and informative of all the options you have. Lots of services available. Reviewed on: 10th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1967)

Review of the Tembo Money, Lifetime ISA:

Great LISA, great app

I managed to get my TEMBO LISA set up the year before last, just before the tax year ended. It's worked out well and I've been able to save consistently with the LISA and also with the interest rate which is particularly high. I've been really impressed by the consistency and ease of the app and interface. Nice and clear. The new instant cash ISA is also really helpful and gives me a place to park my money outside my other bank accounts until the new tax year starts so I can move it into the LISA. Reviewed on: 24th January 2025

Great savings rate and lots of information on website

Great savings rate and lots of information on website Reviewed on: 5th February 2026

Easy to begin saving, support until the end

I was pretty new to lifetime ISAs but Tembo made it clear and comprehensible. It’s especially reassuring that they have mortgage advisors for whenever I need to use them. Plus, it’s super easy to deposit money in, which can feel daunting!! Reviewed on: 5th February 2026

Highly recommended.

Great experience so far especially with help getting a house Reviewed on: 5th February 2026

Overall great experience with Tembo.

Easy to use the app. Opening the LISA and ISA accounts doesn't take long and Tembo give you the flexibility to make changes to how much money your sending into those accounts easily as well. Great overall experience and will continue to use Tembo. Reviewed on: 5th February 2026

Tembo has been a great way to save money.

Tembo has been a great way to save money. I’ve even be able to speak to an advisor which has been really beneficial Reviewed on: 5th February 2026

Decent service, mediocre app

App is occasionally buggy, otherwise well designed. Reviewed on: 5th February 2026

Financial Difficulties

I was going through some financial difficulties at one point and the support was super helpful and understanding. Reviewed on: 5th February 2026

I have been with Tembo for a couple of years and alw...

I have been with Tembo for a couple of years and always had a good experience. Reviewed on: 5th February 2026

Efficiency and good communication

Efficiency and good communication Reviewed on: 5th February 2026

Good experience overall

Good experience overall, good customer service and the rates are good. Reviewed on: 5th February 2026

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