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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1982 reviews)

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4.91

Based on 1,982 reviews, last reviewed 17th Feb 2026

127500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Brilliant service - now bought my first property!! I’ve been saving with Tembo for around 3 years and I’ve just bought my first property. The savings app and the support that comes with it is fantastic... Read more Reviewed on: 17th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1982)

Review of the Tembo Money, Lifetime ISA:

Great value and easy to use app

Very straightforward and the app is great and easy to use. Value for money with a rate of 4.8% in my opinion. Reviewed on: 26th January 2025

It was a mostly smooth and very east set up.

It was a mostly smooth and very east set up. Now I have got a hang of the app it is very easy to manage my account, and Tembo provide lots of information about how the money is doing. During setup I had a few issues with getting my other banking apps and Tembo to communicate in order to send across payments, but it is all working great now. Reviewed on: 5th February 2026

Brilliant

Great rates and security! Easy to use app and good customer service Reviewed on: 5th February 2026

I can transfer money over quicky to you

I can transfer money over quicky to you Reviewed on: 5th February 2026

Easy, clear and simple to understand!

Easy, clear and simple to understand! The forum has been incredibly helpful in mythbusting for me and making the idea of buying feasible. Reviewed on: 5th February 2026

Cannot fault Tembo, from opening my account to withd...

Cannot fault Tembo, from opening my account to withdrawing my LISA. Abi and Henry have been amazing from start to finish! Reviewed on: 5th February 2026

Good bank with decent rates for interest

Good bank with decent rates for interest Reviewed on: 5th February 2026

Really helpful

Super easy to use app, good apr rate on savings. The app has made saving for a house actually doable and is super helpful and informative. Reviewed on: 5th February 2026

The Best Value LISA on the Market

Tembo's LISA offers fantastic value compared to other providers. Consistently has the highest interest rate (excl. introductory bonuses) and provides a fee free mortgage service for customers worth £749. The app is very intuitive and provides lots of useful information to help guide first time buyers via their learning hub. Users can compare interest rates from lenders, use Tembos mortgage calculatorand the ability to get a property report all within the app. Bonus incentives are available for anyone wishing to take out a mortgage through Tembo (5.5% AER savings via their HomeSaver account or a 1% bonus on mortgage completion for example). As well as a generous referral scheme it is hard to beat the sheer value on offer from Tembo. Reviewed on: 5th February 2026

Positive

Great interest rate and good updates Reviewed on: 5th February 2026

It does it's job

It does it's job. I have no complaints. The app works as expected. Reviewed on: 5th February 2026

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