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Tesco Bank: Car Insurance reviews

2.40
Based on 509 reviews, last reviewed 29th Jan 2025
100% decrease in 5 star reviews
in the past 90 days
40% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
30%
See only 4 star reviews
11%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
53%

Latest highest rating:

5

Car stolen away from home, staff great, information... Car stolen away from home, staff great, information very good, easy process although long winded but I get that. Only three weeks before conclusion bu... Read more Reviewed on: 26th October 2024
K P 's avatar
K P

Latest lowest rating:

1

Been with these for 8 months now, but now found a ch... Been with these for 8 months now, but now found a cheaper policy elsewhere, but tesco want to charge me £222 to cancel. Apparently they go by mileage.... Read more Reviewed on: 29th January 2025
Thebandit's avatar
Thebandit

About this product

At Smart Money People, we collect Tesco Bank car insurance reviews to help you make an informed decision when choosing your next provider.

Tesco Bank offers car, home, pet and travel insurance policies, with a guaranteed discount for Tesco Clubcard members. Tesco Bank’s standard car insurance policy is available to anybody over the age of 21, with a black box policy available for those aged 17-35.

What do you need from a car insurance policy? Do you want easy access to a simple website in order to manage your policy whenever suits you best? Find out what Tesco Bank customers have to say about its online systems by reading our Tesco Bank car insurance reviews. Perhaps you want protection against uninsured drivers or extra cover for your in-car entertainment. Whatever your needs, check out the reviews on Smart Money People to see how well Tesco Bank has been rated by its customers.

Have you had a car insurance policy with Tesco Bank? Consider leaving a Tesco Bank car insurance review on Smart Money People to help other drivers just like you. Did you use the Tesco Clubcard discount, and if so, did you see a notable difference in price? How did you find the customer service support? Whether your experience is good or bad, share it with our Smart Money People community. Together, we can increase trust and transparency in financial services.

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Tesco Bank Car Insurance reviews (509)

Worst car insurance company I have ever had the mispleasure of dealing with

1
Probably the greediest of all the insurers on the market currently. Sadly giving the industry a bad name and surprised they are in anyway associated with Tesco. Will never use their services again, Reviewed on: 7th May 2019

Quality Cover

4
This year was the first time that I insured my car with Tesco. I am very impressed. They were by far the cheapest cover but didn't scrimp on cover at all. Have everything that you need for a great all round cover. I would fully recommend getting a quote from them. Reviewed on: 1st May 2019

SCAM AVOID

1
They renewed my insurance without my consent and USED MY BANK DETAILS WITHOUT MY PERMISSION to take money from my bank. NO LETTER NO PHONE CALL just an email that goes into your spam box to let you know!!! I called and they say I signed an automatic renewal, This is a LIE as I never did this to ensure I go each year through compare the market to get the movies deal. THIS IS A FRAUD. THEY ARE A JOKE. Cancelation fees + penalties is more than £300. I am SO ANGRY. They are a bunch of LIARS, DO NOT GO WITH THEM Reviewed on: 18th April 2019

Amazing service

5
Suffered a none fault accident in March 19 having been with Tesco for a few years. Call to report incident was quick and easy with no trick questions and understanding call staff. Transfer to a claims manager, who took details and was informative. The same claims handler dealt with claim start to finish, and was always the same person to call me. Tesco settled at a reasonable price for my total loss, paid within 2 hours. Even paid for the car seats within a few hours too. I was very happy with the service, when I was offered the amount for total loss the staff allowed me time to consider the offer and were not pushy or reluctant to help. I was pleasantly surprised and I’d love to stay with Tesco but my renewal has come through too high, which is indeed very sad! Reviewed on: 7th April 2019

RIP off car insurance

1
I had a tesco car insurance policy this year but my car failed it’s MOT, so I decided the cheapest option was to scrap it. I bought a newer car on the Saturday and was hoping to just transfer my insurance over to the new car, but this was not to be. I ended up getting cheaper insurance with another company, (even tho my new car was more expensive and had a bigger sporty engine.) when I got hold of tesco on Monday, they charged me £40 for cancelling my policy(which I was kind of expecting ) but then charged me ANOTHER £43 for cancelling break down cover I never knew I had! I won’t be using TESCO CAR insurance again, even if they do come up the cheapest... rip off!! Reviewed on: 25th March 2019

AVOID

1
If you take out a insurance policy and go over your mileage you claimed they will cancel your policy. I took out a policy of 6000 miles and changed jobs half way threw my policy so I would be doing around 10000 miles a year. They refused to change my policy after speaking to them and cancelled it. I would definitely avoid this car insurance!!!! Reviewed on: 23rd March 2019

Cancelled my car insurance - AVOID!

1
After struggling to upload my no claims discount, Tesco cancelled my insurance with no warning and refused to reinstate it leaving me stranded at work. They are also demanding I pay up front for additional extras such as breakdown cover for the whole year, immediately. Appalling customer service Reviewed on: 15th March 2019

Absolute disgrace

1
When you phone yo and get spoken to like **** my friends said don’t use them but I didn’t listen!! Worse mistake ever!!! Stay clear of this company!!! Reviewed on: 12th March 2019

Avoid... tesco won't refund money owed

1
Awful attitude when ending insurance due to car sale. I paid for a full years insurance. They refuse to refund monies owed by cheque. Will only send funds to an account which they know no longer exists. Complete joke. Will never use again due to poor service. Reviewed on: 12th March 2019

Accident claim solved within 5 working days

5
Tesco provides excellent customer service. My car got wrecked by third party, they wrote my car off on Monday and got payed out on Wednesday. The whole process took only 5 working days. They are very helpful, provide excellent customer service and always there when you need them. Recommend it to everyone! Reviewed on: 27th February 2019

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