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Tesco Bank: Car insurance reviews

Name: Car insurance
Rating: 2.62 (516 reviews)

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2.42

Based on 516 reviews, last reviewed 19th May 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

30%

10%

54%

Latest highest rating:

5

From the moment i had my accident which wasn’t my fa... From the moment i had my accident which wasn’t my fault,picking up my phone and calling Tesco insurance the service and care received was as near perf... Read more Reviewed on: 24th February 2025

Latest lowest rating:

1

Cooling-off period? Not so cool!! Tesco happily accepted my full year payment for car insurance without making it clear that cancelling during their "cooling off period" would incur a ... Read more Reviewed on: 19th May 2025

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About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

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Tesco Bank Car insurance reviews (516)

Good service

No complaints. Did not need to use the insurance but the paperwork was good and fast Reviewed on: 22nd July 2019

Value for money

Easy to sign up cheap and hassle free Reviewed on: 21st July 2019

Cancelled insurance

I got my insurance with Tesco bank and they sent an email asking for proof of my no claims, in the email they said if they didn’t receive it my policy would be cancelled in 7days. I sent my proof of no claims and 7days later my policy was still cancelled! When I called to ask what was going on I was told the department that cancelled the policy was closed and they couldn’t discuss it with me and told me to call Back in the morning. When I did I was told that I hadn’t sent all the documents they needed, they want a copy of my v5, back to back of my licence etc etc.(things I’ve never been asked for before when getting insurance) I told them that I hadn’t been asked for these documents in the email and it was the first I had heard of it. If I had known why would I only send one document in? It doesn’t make sense for me not to do that! They said they had sent a letter which I didn’t receive and that was that. There was nothing they could do, my policy was cancelled and I was never allowed insurance with them again! Terrible customer service and would never use them again. Reviewed on: 16th July 2019

Good experience

Lowest price, positive and good customer service Reviewed on: 14th July 2019

Easy to Use

Great customer service, easy to use, policy emailed directly. RAC added on for a reasonable amount. Always helpful. Reviewed on: 9th July 2019

Year car insuranxe

They are a decent amount every year, however they do keep trying to up my policy for no reason apart from it being a new year. They will match what I find when I argue it though so this is why I have stayed with them. Reviewed on: 7th July 2019

Cheaper renewal quote

For the first time ever, I was offered a cheaper quote at renewal than I was last year. I compared to other offers online and this was still the cheapest- great result. Reviewed on: 7th July 2019

Great and quick service

Got a very good value car insurance super quick and friendly service Reviewed on: 6th July 2019

Great service whenever I needed help

Changed my name this year, and was helped through the process all the way by Tesco Bank. They also helped renew my insurance, get money off and update my wife's details too Reviewed on: 6th July 2019

Shoddy treatment for loyal customer

I’ve been with Tesco for 16 years and have only had need of their claims department twice in that time. The first time was when someone nearly wrote off my car; the second was when a van driver reversed into me without looking. The first time I claimed Tesco were fast and my opinion were very good and I was soon on the road within a month, so when the van driver reversed into me I was pretty confident in my insurance provider-WRONG. After two months of waiting, calling back to ask on the progress of my claim and sending emails that got ignored I was basically told I would have to stump the cost of the repair myself because it fell under my excess. Fair enough you might say, but I was told on the phone by the only competent and interested member of their team that they were going to hold the other party fully responsible for the damage to my car. I phoned up some weeks later and was told they were waiting on the other party to come to a compromise. The next time I phoned up about three weeks later I was told “They hadn’t hear from the third parties insurance company for weeks.” so what really was going on here? well one guess was I was getting very close to my renewal date and maybe Tesco wanted to keep me daggling on a hook because with a case still on going the company thought it was in its best interests to keep me in the dark so I would obediently renew because of the case. However like I told the young lady on the phone I’m not happy with Tesco giving me misinformation and as their premium for the next year is high I will no longer require their services. Her response was “sorry to hear you’re not happy” well folks after thousands of pounds spent on this company over the years I feel so much better hearing that. My advice is maybe Tesco are good when there is a large claim i.e. a write off when they see hundreds if not thousands can be gained from the other party, but loyalty isn’t their forte. Reviewed on: 4th July 2019

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