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Tesco Bank: Clubcard credit cards reviews

4.03
Based on 328 reviews, last reviewed 24th Mar 2026
600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Excellent customer service. Any queries are always resolved quickly and with friendly efficient customer service staff. The app is excellent, all your transactions to see plus y... Read more Reviewed on: 24th March 2026
Francis B's avatar
Francis B

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
africa al's avatar
africa al

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Clubcard credit cards reviews (328)

Review of the Tesco Bank, Clubcard credit cards:

Got this card and it gives points to spend in Tesco...

4
Got this card and it gives points to spend in Tesco store. Reviewed on: 13th April 2024

Not as rewarding as it used to be

3
Unfortunately the rewards aren't as good as they use to be, but they still provide a good service nonetheless. Reviewed on: 28th April 2020

Credit Card Rewards

4
This is a good card but the rewards used to be a whole lot better! There aren't as many benefits as there used to be so which is a bit disappointing. Reviewed on: 27th April 2020

bank robbers

1
Beware this company will try to trap you into paying them the interest as the make it impossible to get a balance transfer as the will keep on reducing your limit,so that your credit score reduces making it impossible to ever get a balance transfer offer. So beware even if you make extra payment to increase your available credit this wont work as they will make sure of it. They are no better than bank robbers. They wont be getting the £500.00 a month fuel I buy each month either now. Reviewed on: 21st February 2020

£650 Pound in 5 weeks Tesco Clubcard earned via Post from Tesco£3.00

1
£650 Pound in 5 weeks Tesco Clubcard earned via Post from Tesco£3.00 Kept All Receipts Every little helps Tesco right? no reply from Dundee or Warrington Stamps 61P X2 My Advise switch Free Delivery at Iceland Lidl value for money Aldi same no gimmicks Fr Anthony Rainbow Bridge Sanctuary for Cats Blackpool Reviewed on: 17th February 2020

Always been fair

4
Good customer service, have always sorted any issues quickly. Reviewed on: 8th February 2020

Easy

5
Easy online banking. Never a hassle. Reviewed on: 7th February 2020

Superb Service

5
Have had this credit card now for many years and I'm very happy with the website, app and the ability to earn clubcard vouchers. Cant think what would tempt me to look elsewhere!! Reviewed on: 6th February 2020

IF YOU VALUE YOUR SANITY - GO ELSEWHERE, YOU HAVE BEEN WARNED!

1
This has to be the worst credit card company on the planet!!! Reviewed on: 6th November 2019

good experience

4
slight issue with direct debit not set up, but fee was reversed and all sorted with a phone call Reviewed on: 30th July 2019

credit card

5
Good credit card Get points on your clubcard each time you use the credit card Affordable interest rates Reviewed on: 26th July 2019

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