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Tesco Bank: Clubcard credit cards reviews

4.03
Based on 328 reviews, last reviewed 24th Mar 2026
600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
57%
See only 4 star reviews
22%
See only 3 star reviews
9%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Excellent customer service. Any queries are always resolved quickly and with friendly efficient customer service staff. The app is excellent, all your transactions to see plus y... Read more Reviewed on: 24th March 2026
Francis B's avatar
Francis B

Latest lowest rating:

1

Untrusty Credit Card when abroad. After contacting Tesco to inform them we were going abroad and being told that it was NOT necessary, my card was blocked when trying to make a substan... Read more Reviewed on: 7th November 2025
africa al's avatar
africa al

About this product

With Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances.

There are a range of cards to choose from and the online eligibility checker shows if you’re likely to be accepted before you apply, protecting your credit score.

Tesco Bank Clubcard credit card reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Tesco Bank Clubcard credit cards reviews (328)

Review of the Tesco Bank, Clubcard credit cards:

Got this card and it gives points to spend in Tesco...

4
Got this card and it gives points to spend in Tesco store. Reviewed on: 13th April 2024

Clubcard credit card

3
Good product. easily set up online. Reviewed on: 11th June 2024

Tesco is a great supermarket and a great bank too!

5
Tesco is a great supermarket and a great bank too! Reviewed on: 28th May 2024

Why I like using Tesco credit card

5
I like the idea of getting rewards for using a credit card Reviewed on: 24th May 2024

The Tesco bank app isn't the best.

3
The Tesco bank app isn't the best. You can't click on a transaction and view it's details hence if you've got an issue you've got to always ring them and go through an entire long process Reviewed on: 24th May 2024

Great 0% balance transfer deal!

5
There was an extensive 0% balance transfer deal which I took advantage of. I've used the website only on a couple of occasions, but it works well, and is easy to navigate around. I can easily plan my payments so that it makes the most of reducing the credit balance that was transferred in. Easy to deal with! Reviewed on: 24th May 2024

Tesco Credit Card for 0% balance transfer

4
I applied for a Credit Card for a balance transfer at 0%, having been pre-approved. I had not heard anything for about 3 working days but needed to know if I had been accepted so I called them up and the young lady confirmed that I had been accepted and that the card had been dispatched and apologised for me not receiving an email to confirm this. Easy to get hold of and she was able to resolve my query immediately. Reviewed on: 24th May 2024

Best credit card company

5
They’ve helped me with 2 enquiries and a Section 75 Claim. Customer Service is impeccable and clubcard points are a huge bonus. Reviewed on: 24th May 2024

Excellent customer service department and user-frien...

5
Excellent customer service department and user-friendly app. Reviewed on: 4th May 2024

Tesco club card

5
Șanț foarte mulțumit de club card superi tari sunteți Reviewed on: 15th April 2024

Total lack of support on two credit card transaction...

1
Total lack of support on two credit card transactions, one involving defective goods where a refund had been promised, and the other involving serious overcharging. Tesco quickly found excuses for not supporting their customer on either matter, despite the customer having been with them for very many years. And be prepared for a long wait if you try to phone them. Their disregard for their customers includes not providing enough staff to answer phone calls. Reviewed on: 20th March 2024

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