Smart Money People Logo

The Insurance Emporium: Pet insurance reviews

4.84
Based on 5,996 reviews, last reviewed 31st Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Would recommend Always had positive experiences and have been a customer for many years Reviewed on: 5th September 2025
Monica's avatar
Monica

Latest lowest rating:

1

Contractual and Rude! My review of insurance: One of my dogs had a small lump removed, results showed it to be a cancer. Claim form completed online. Silence. Then an imp... Read more Reviewed on: 31st January 2026
John's avatar
John

About this product

The Insurance Emporium have a pet insurance policy for dogs and cats.

You can get a discount if you insure more than one pet with The Insurance Emporium. There are different policy options and special cover for older animals.

The Insurance Emporium pet insurance reviews help you find out what it’s really like to be a customer. If you’ve used The Insurance Emporium before, you can also leave a review and share your experience.

Review The Insurance Emporium: Pet insurance now

Help others make smarter decisions by sharing your own experience. Write a review

The Insurance Emporium Pet insurance reviews (5996)

Slow to pay out

1
Took ages to pay out, high % excess as well as fixed excess, went back and forward with the vets looking for any excuse to not reimburse for my legitimate claim Reviewed on: 22nd August 2023
Reply from The Insurance Emporium Good morning, We're sorry to learn of your concerns. Without sight of your policy, it’s difficult to respond, however, when completing the assessment of a claim, it’s necessary to determine the facts of the claim before we are able to make a decision. In terms of the excess, we do review these at each annual review, and notify you of any changes within your policy documents ahead of your renewal date. As pets get older, we do perceive an increased risk of claims, so at times we may change the excess requirement to reflect this. Kind regards, Simon, The Insurance Emporium Response date: 23rd August 2023
The Insurance Emporium logo
The Insurance Emporium

Good service.

5
Good service. competitive, good cover for the price. Reviewed on: 22nd August 2023

Excellent

5
Competitive. Always very helpful and friendly service. Never any issues when I have made a claim Reviewed on: 22nd August 2023

Superb Benefits

5
Insured my cats and dog with Emporium and saved money as well as getting better benefits than I had with my previous provider. could not ask for better Reviewed on: 22nd August 2023

Simple and efficient insurance

5
A great product for pet insurance, I was looking for cover for a veteran horse and found exactly what I needed to cover emergency care Reviewed on: 22nd August 2023

Pet insurance claim

4
I’ve used The Insurance Emporium for my pet insurance for a number of years. Sadly I lost my greyhound in July this year, part of my claim was paid out but not all of it. They have paid out on previous claims so I will still use and recommend. Reviewed on: 22nd August 2023

Quick service

5
Have had two claims in the past few years. Both times the service provided was hassle free and the claims were settled quickly. Customer service has also always been great. It's refreshing to find an insurance company that doesn't try to wriggle out of claims on technicalities! Reviewed on: 22nd August 2023

Did what insurance covered

5
I've had to use insurance after my cat was injured, no quibble or trying to get out of it, they paid quickly and amount promised Reviewed on: 22nd August 2023

Competitive, no fuss insurance

5
We've used the Insurance Emporium for around four years now, I can never find a better quote and the cover I take is very comprehensive. We had to make a claim this year and the whole process was straight forward and painless. Reviewed on: 22nd August 2023

Professional insurance providers

5
My vet liaised with Insurance Emporium concerning my pet dogs operation and was compensated within two weeks without any problems. Reviewed on: 22nd August 2023

Do you have a different The Insurance Emporium product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from The Insurance Emporium?

    View all products