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Trading 212: Cash ISA reviews

4.95
Based on 2,242 reviews, last reviewed 9th Mar 2026
107800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
2 star
See only 2 star reviews
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0%

Latest highest rating:

4

Easy access, good interest rate Straight forward to... Easy access, good interest rate Straight forward to transfer money in and out. Reviewed on: 9th March 2026
Jo's avatar
Jo

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (2242)

Review of the Trading 212, Cash ISA:

.Best Easy Access Cash ISA by Miles

5
The Trading 212 cash ISA has really stepped up. It offers the best rates, is very easy to use, and the interface is clean and easy to understand. Unlimited withdrawals in a flexible ISA is a winning combo Reviewed on: 14th April 2025

Easy to use and set up, easy to see your returns.

5
Easy to use and set up, easy to see your returns. Reviewed on: 19th January 2026

I have experienced better than other stock markets

5
I have experienced better than other stock markets Reviewed on: 19th January 2026

Easy to use.

5
Easy to use. Simple to set up. Cheap fees and lots of trading options. Reviewed on: 19th January 2026

Trading 212 highly recommend it...

5
Trading 212 is a great and very easy to use banking app moving money around is very straightforward, very quick to take money out to your bank account great AER rates when the bank of England let's you ... I would highly recommend trading 212 ... Reviewed on: 19th January 2026

Signed up to the cash ISA for the interest rate.

5
Signed up to the cash ISA for the interest rate. Very easy app interface and money movements (adding and withdrawing) are very simple. Reviewed on: 19th January 2026

So easy to register and move money.

5
So easy to register and move money. Excellent website, app easy to use by a non techy person, good returns. Reviewed on: 19th January 2026

Best trading app in my opinion.

5
Have always received good efficient service from 212 Reviewed on: 19th January 2026

Very pleased

4
Good. Very happy with Trading. Interest good and I am informed by email how much on a weekly basis Reviewed on: 19th January 2026
Reply from Trading 212 Thank you for the positive review. We're glad you're satisfied with our service. Response date: 10th February 2026
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Trading 212

Trading 212 investment for all

5
A clear easy to use process for investing with good returns and a useful app to watch your money grow Reviewed on: 19th January 2026

I have opened account with trading 212 i find that i...

3
I have opened account with trading 212 i find that it could be much better like explaining how the accounts work and what you would lose if it comes to it also the cash back isa card should be free to have NOT chargeable for the postage and the card its self for customers also the 15% should be all the time and not just for the 1st 90 days or so then 5% after it should be 15% all the time and more sectors that it can be used with like services ect ect Reviewed on: 19th January 2026
Reply from Trading 212 Thanks for sharing your feedback. We understand your point about wanting more precise explanations of how the different account types work and the risks involved. We do provide guidance in our Help Centre, and if you have questions, you can reach us 24/7 via the in-app chat or [email protected]. Regarding the 212 Card, the one-off fee for a physical card covers the manufacturing costs, while you can create and use a virtual card for free. As for cashback, campaigns can be time-limited and come with specific terms, but we hear you on wanting a higher rate for longer and more eligible sectors. Response date: 20th January 2026
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Trading 212

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