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Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (2242 reviews)

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4.95

Based on 2,242 reviews, last reviewed 9th Mar 2026

107800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

4

Easy access, good interest rate Straight forward to... Easy access, good interest rate Straight forward to transfer money in and out. Reviewed on: 9th March 2026

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025

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About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (2242)

Review of the Trading 212, Cash ISA:

.Best Easy Access Cash ISA by Miles

The Trading 212 cash ISA has really stepped up. It offers the best rates, is very easy to use, and the interface is clean and easy to understand. Unlimited withdrawals in a flexible ISA is a winning combo Reviewed on: 14th April 2025

Excellent easy to use online sites

Excellent easy to use online sites Reviewed on: 19th January 2026

Easy App based savings.

Rate is ok on cash ISA but drops after a few months. So quite basic rate now. Excellent app giving daily interest added. Reviewed on: 19th January 2026

Very convenient and understandable- I feel that ever...

Very convenient and understandable- I feel that everything is easily accessible. Reviewed on: 19th January 2026

Great App, very easy to use & navigate

Great App, very easy to use & navigate Reviewed on: 19th January 2026

Better than the rest

Best app compared to other similar companies I have tried and then aborted. Easy to use and understand, making me more aware of the importance of building and growing savings. Wish I had started years ago Reviewed on: 19th January 2026

Easy to access your money.

Easy to access your money. Good rate of interest. Simple to navigate the app. Easy online transactions. Reviewed on: 19th January 2026

Trading 212

It’s easy to use good security I have USA and radio to join and use app Reviewed on: 19th January 2026

Great online bank with excellent app

The app is well designed, clear and easy to use. Reviewed on: 19th January 2026

The rate of interest on my cash isa was great.

The rate of interest on my cash isa was great. Reviewed on: 19th January 2026

Reply from Trading 212 Thank you for leaving us a review, David. Our Cash ISA interest rate directly follows the Bank of England’s base rate. The rate is set at the Bank of England’s (BoE) base rate minus 0.15% (variable tracker rate). Any changes to the base rate will be reflected in your rate accordingly. Since the recent changes, the BoE base rate is now 3.75%, which is why our Cash ISA interest rate is 3.60% AER. Nonetheless, we appreciate your feedback and will keep it in mind as we continue to look for ways to improve our services. If there’s anything else we can do to make your experience better, please let us know. Response date: 10th February 2026

Great technicals

Good app, regular updates and regular comms Reviewed on: 19th January 2026

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