Write a review

Newsletter

Go to business site

Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.74 (4643 reviews)

View other Trading 212 products

4.74

Based on 4,643 reviews, last reviewed 11th Jun 2026

102% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great app for saving! I love having a cash isa with Trading 212 as it’s easy to use and the interest you get on your money is exceptional. I also transferred money from a p... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Turn off notifications Spam, request for positive reviews, offer possibility of cash prize Reviewed on: 17th April 2026

Read all reviews See your review

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (4643)

Review of the Trading 212, Cash ISA:

Really easy to use and navigate the platform

Really easy to use and navigate the platform Reviewed on: 15th April 2025

Competitive rates and seamless Cash ISA experience

I opened a Trading 212 Cash ISA earlier this year and have been thoroughly impressed with the experience. The interest rate on offer is highly competitive — among the best I've found compared to traditional high street banks — and it updates regularly to remain relevant in the current rate environment. The onboarding process was seamless and took only a few minutes to complete entirely within the app. I love how everything is managed in one place alongside my Stocks and Shares ISA, making it easy to track my overall savings and investments together. Deposits and withdrawals process quickly, and the interface is clean and intuitive. Customer support responded promptly when I had a query about the flexible ISA allowance rules. One area I'd love to see improved is the addition of fixed-rate Cash ISA options for those wanting to lock in a rate, as well as more in-app tools to compare the potential growth of cash versus stocks over time. Overall, Trading 212's Cash ISA is a fantastic, hassle-free product that delivers genuine value and I'd recommend it to anyone looking to make the most of their ISA allowance. Reviewed on: 10th April 2026

Nothing not to like!

Flexible, can withdraw or transfer to S/S ISA, good rate of interest and plenty of information available. Nothing not to like! Reviewed on: 10th April 2026

Simple and easy to transfer money over .

Very easy to transfer money between accounts and into the ISA, the cash ISA has a £20k a year limit and 3.6% interest. Reviewed on: 10th April 2026

Cash ISA and S&S ISA with 212.

Cash isa and S&S ISA with them. Very easy to use and best value currently on thr market. often recommend it to people starting out with ISAs. Especially with vanguard etc. hiking prices it is currently the best place to hold assests and cash. Reviewed on: 10th April 2026

Competitive and easy to manage

The cash ISA is very competitive. The rate was 4.1% in the first year and is now 3.6%, which is still solid. The interface is simple and easy to use. I also like having both my ISAs in one place, as it gives me a clear view of my overall position without needing to jump between providers. Reviewed on: 10th April 2026

Account setup was straightforward and completed enti...

Account setup was straightforward and completed entirely online. Adding funds and transferring an ISA from another provider was simple. Overall, a very positive experience with both the process of creating account and transferring ISA into Trading 212. Reviewed on: 10th April 2026

Does what it says on the tin.

Does what it says on the tin. Good digital platform for Cash ISA, social features are a little annoying but easily ignored. Good rates, decent app compared to other options. Deposits easy, ISA status in clear sight. Reviewed on: 10th April 2026

Great cash ISA

I found the ISA account really easy to open and set up - and of course, the rates offered are great Reviewed on: 10th April 2026

Very easy to manage ISA, both Cash and S&S

Very easy to manage ISA, both Cash and S&S Reviewed on: 10th April 2026

Great Cash ISA

Very easy to use cash ISA with super quick deposits. Reviewed on: 10th April 2026

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from eToro 3.87 from 4 reviews
Cash ISA
from Halifax 3.24 from 60 reviews
Easy Access Cash ISA
from Monument 4.35 from 8 reviews

Want to see more from Trading 212?

Investment accounts
from Trading 212 4.75 from 1572 reviews
Stocks and shares ISA
from Trading 212 4.72 from 5481 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub