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Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (2235 reviews)

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4.95

Based on 2,235 reviews, last reviewed 18th Feb 2026

107200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Amazing banking ... Excellent results when trying to deposit money and checking results love the app Reviewed on: 18th February 2026

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025

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About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (2235)

Review of the Trading 212, Cash ISA:

Setup was fast and straightforward, and transferring...

Setup was fast and straightforward, and transferring my other ISA was completely seamless. Reviewed on: 15th April 2025

Fast and efficient good intrest rates good communic...

Fast and efficient good intrest rates good communication Reviewed on: 10th February 2026

I got a very good interest rate with an added bonus...

I got a very good interest rate with an added bonus for the first year Reviewed on: 10th February 2026

Easy to set up and understand.

Easy to set up and understand. Very happy with the interest rate. Would definitely recommend to friends and family. Reviewed on: 10th February 2026

Very competitive interest rate and flexible ISA

I've transferred in my Cash ISA from my previous provider, which was very quick. I find Trading 212's interface to be very well design, giving you all the details you need as a customer in regards with where your money is deposited, and their interest rate has always been very competitive. Reviewed on: 10th February 2026

Excellent platform

I've been using Trading 212 for over a year now (started in late 2024 and still going strong into 2026), and it's easily become my go-to investing app.The user interface is clean, modern, and incredibly intuitive — whether on mobile or web. Everything feels fast and responsive, from browsing stocks/ETFs to executing trades. No clutter, no unnecessary steps. As someone who's tried a few other brokers, Trading 212's app is one of the best out there for ease of use.Zero commission on real stocks, ETFs, and even fractional shares is a massive win. I love being able to invest small amounts (as little as £1 or €1) without fees eating into my returns — perfect for building positions gradually or dipping into expensive stocks like the big tech names. The Pies and AutoInvest features are brilliant for passive investing: I set up my own diversified pie with global ETFs, and it auto-rebalances and invests my monthly deposits on autopilot. It's made consistent investing effortless and stress-free.Another standout is the interest on uninvested cash — it's competitive (often higher than many high-street banks), so even when I'm not actively trading, my money isn't just sitting there doing nothing.Deposits and withdrawals are quick and reliable (usually same-day or next-day), and the platform feels secure with proper regulation (FCA in the UK, etc.). Customer support via chat has been helpful whenever I've needed it, though I rarely do.Overall, if you're looking for a low-cost, beginner-friendly way to invest in stocks and ETFs with some smart automation tools, Trading 212 is outstanding. Highly recommend — it's helped me stay disciplined and grow my portfolio without the usual headaches or hidden costs.Keep up the great work, team!This draft sounds authentic, positive, and detailed without being overly salesy. Feel free to tweak dates, personal details, or add specifics from your own experience! Reviewed on: 10th February 2026

The app is clear and user friendly and very clear.

The app is clear and user friendly and very clear. The communication is great and information is passed on in a clear and understandable way. Reviewed on: 10th February 2026

A very good rate with the bonus

A very good rate with the bonus, however the account took quite a while to set up and I was told initially that I had missed the dead line for the bonus. I spoke to customer services and they agreed to give me the bonus. Reviewed on: 10th February 2026

Reply from Trading 212 Thank you for leaving us a review, Anthony. We understand how frustrating it can be to encounter challenges, and we’re sorry that the verification process caused inconvenience. While we’re pleased to hear that you were able to complete it and benefit from the Cash ISA promotional rate, we’d really appreciate the opportunity to learn more about your experience and how we can improve. If you’re open to it, please update your review with your case reference number so we can take a closer look and identify areas where we can do better. Response date: 20th February 2026

So easy everything is simple how to deposit withdraw...

So easy everything is simple how to deposit withdraw fees and how to invest Reviewed on: 10th February 2026

excellent Cash ISA which really suits my needs for a...

excellent Cash ISA which really suits my needs for access to my money and the good rate of interest . Reviewed on: 10th February 2026

App easy to use, interest rate is good in the presen...

App easy to use, interest rate is good in the present climate. Transfers into 212 are guick Reviewed on: 10th February 2026

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