Smart Money People Logo

TSB: Classic Plus Account reviews

3.86
Based on 173 reviews, last reviewed 27th Jan 2026
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
53%
See only 4 star reviews
23%
See only 3 star reviews
6%
See only 2 star reviews
5%
See only 1 star reviews
13%

Latest highest rating:

5

BRANCH IN TOWN (Witney) always welcoming and complet... BRANCH IN TOWN (Witney) always welcoming and complete profesional service. Reviewed on: 27th January 2026
B Brown's avatar
B Brown

Latest lowest rating:

1

No go zone This relates to savings too. I have 3 adult accounts with tsb. I turned 17 6 weeks ago. I can pay in, no password, no checks no problem. I try to move... Read more Reviewed on: 3rd December 2025
Nic h's avatar
Nic h

About this product

The TSB Classic Plus Account is no longer on sale. View reviews for other TSB current accounts on Smart Money People.

TSB Classic Plus Account reviews (173)

Review of the TSB, Classic Plus Account:

Good bank and nice interest

5
App works well, interest of 3% is fantastic Reviewed on: 8th November 2017

Great website, good product

5
So many banks have rubbish websites. The TSB online banking system is actually fairly painless, and setting up new payments etc is much easier than on many other systems. The product's decent too. Reviewed on: 30th May 2017

Dreadful

1
Locked out from my account for no reason other than that I was overseas trying to transfer funds. It appears TSB is not aware that people travel. Waited in telephone queue and then unfortunately gave wrong postcode...corrected myself immediately but no go. Was asked to verify my identity by faxing documents. Fax?..how last century can you get?Faxed documents with huge difficulty and traipsing about only to be told said fax wasn't clear enough. Suggested I fax again as they had no other facility to verify. Once back in UK I will be closing this account. Dreadful way to treat customers. Reviewed on: 19th May 2017

Opened a Classic account direct from a pop up ad when I was checking my emails.

1
I was impressed by the benefits in a pop up ad at the side of my emails and applied for the account the same day. The screen listed all the wonderful benefits again and I completed the form - no mention that account had to be opened after 1st March. I noticed, when checking my account today, that the £5 cash back for having more than 2 direct debits was not being paid. Phoned to check this and, after some delay, was told the benefits were only applicable to accounts opened after 1st March. When I emphasised the point about the ad appearing on my screen I was told that they didn't start running the ad until 1st March. Would like to know if anyone else saw this pop up before 1st March. Also, separate issue, I applied on line for their credit card, received acknowledgement of the application and that was that, (My credit rating is excellent by the way)When I phoned it turns out it has got lost in the system and I need to wait 30 days to reapply. Am not going to bother! Customer services are very pleasant and helpful but their system doesn't appear efficient. Reviewed on: 7th May 2017

great benefits, good internet banking

5
The benefits and interest from this account are great, and there's no monthly fee either. People in branch are always friendly. The internet banking is great, the only improvement could be to show pending transactions. Reviewed on: 4th April 2017

Lots of cashbook options

4
The TSB classic account is really good for making you money without you having to do anything different to your usual spending. They give you 3% interest every month if you pay in £500 or more. Plus £5 cashback every month if you have two direct debits (which I'm sure most people do). Plus other cashbook options #MaxYourMoney Reviewed on: 21st March 2017

Good interest rate

5
3% gross interest rate up to £1500. Easy to operate & maintain. No direct debits needed but monthly funding. #MaxYourMoney Reviewed on: 21st March 2017

TSB Plus Account

4
Switched my Current Account in January to Halifax and gained £100 switching fee and £3 monthly bonus. Wasn't happy with the special offers as I didn't shop or eat out at any of the stores given and you have to opt in to them anyway. So, I waited until TSB offered a fee and switched back to receive £125 and 5% interest up to £1500 and 5% cashback on the first £100 of contactless payments. Only downside of TSB Plus Account is that they block your account when you spend or transfer large amounts of money. I now use another Current Account for this reason as well. My switching has earned me more than my yearly work bonus. I am definitely a believer in #MaxYourMoney. Reviewed on: 12th March 2017

3% interest on £1500 and £5 cashback a month

5
Although the interest rates have gone down recently, 3% on £1500 is still really good. This is topped up with the fact that I get up to £5 cashback a month and access to a 0% interest credit card which also does up to £5 cashback. There are also rumors circulating of a FURTHER £5 cashback a month on the classic plus account. Brilliant! #MaxYourMoney Reviewed on: 1st March 2017

Top bank, no issues

5
I have never had any issues never had any money go missing etc The bank staff are always friendly as are phone operators too!I can't fault them I'd even put my name to it like george foreman if I could I trust and respect them that much! Reviewed on: 12th February 2017

Interest paying current account

4
The benefit of this account is that it's a current account that offers interest up until £2000, which is good. The only negative thing is that interest has fallen this year and it's uncertain how long it will last. Reviewed on: 12th February 2017

Do you have a different TSB product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from TSB?

  • Business Insurance

    from TSB 5.00 from 1 reviews
    TSB
  • Cash ISA

    from TSB 4.53 from 15 reviews
    TSB
  • Platinum Balance Transfer Card

    from TSB 4.50 from 2 reviews
    TSB
    View all products