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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Good secure interface for online banking.

Good secure interface for online banking. Good interest rate and intuitive portal Reviewed on: 15th April 2025

Really good website and customer service

Really good website and customer service Reviewed on: 15th April 2025

Ease of setting up account was very good

Ease of setting up account was very good, not had any issues since I set the account up last year. No issues whatsoever with the company. Reviewed on: 15th April 2025

Good customer service and efficient

Good customer service and efficient Reviewed on: 15th April 2025

Simply a good product

I opened a 2 year ISA. The process was easy and the rates were better than most. It would be nice to see improvements to the customer UX and the introduction of a mobile app perhaps. Overall, no frills but a good product. Reviewed on: 15th April 2025

to deal with have recommended to family and...

So easy to deal with have recommended to family and friends. Great rates and hopefully increased rates for existing customers Reviewed on: 15th April 2025

Seamless experience opening the account.

Seamless experience opening the account. Very helpful post account opening too. Reviewed on: 15th April 2025

Best rates for savers

I have found that UTB offers more interest on savings than any of the high street banks Reviewed on: 15th April 2025

first class saving products very good fixed rate bonds

first class saving products very good fixed rate bonds Reviewed on: 15th April 2025

Good savings rates.

Good savings rates. Decent app too. Reviewed on: 15th April 2025

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