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United Trust Bank: Personal Savings reviews

4.90
Based on 1,333 reviews, last reviewed 10th Mar 2026
32100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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8%
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0%
2 star
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Latest highest rating:

5

Good rates and comms, easy to navigate website Good rates, easy access, good easy to navigate website, good communications Reviewed on: 10th March 2026
Patrick D's avatar
Patrick D

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
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Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1333)

Review of the United Trust Bank, Personal Savings:

United Trust Bank offers very good saving rate and c...

5
United Trust Bank offers very good saving rate and customer service. Reviewed on: 16th April 2025

Opening a new account without any issues.

5
I moved an ISA to United Trust Bank from another provider purely because of the rates available. The process was quick and easy and I was happy with the experience. I have had an account in the past with UTB so I was confident about opening an account with this bank. Reviewed on: 25th February 2025

Very helpful with questions staff are patient

5
Very helpful with questions staff are patient Reviewed on: 25th February 2025

Highly efficient ISA transfer

5
Highly efficient handling of my ISA transfer and very responsive to my query arising from the inaction of my previous provider . Excellent customer service Reviewed on: 25th February 2025

UT provide the best interest rates

5
UT provide the best interest rates that I could find for fixed term deposits. Reviewed on: 25th February 2025

Easy access via the internet simple process moving...

5
Easy access via the internet simple process moving around the site. Good communication for a simple problem solved with ease and no fuss Reviewed on: 25th February 2025

Easy to deal with, good rates on offer too.

5
Easy to deal with, good rates on offer too. Reviewed on: 25th February 2025

Glad to reinvest

5
This is the first time that I have saved with UTB and the experience has been brilliant; my money has worked for me, as the bank said it would, and I have very gladly reinvested. Reviewed on: 25th February 2025

Excellent rates and good service.

5
Excellent rates and good serviceYoull not get better than UTB Reviewed on: 25th February 2025

Good value and good communication

5
I needed a place to put some savings. I found some good value bonds and the whole process was absolutely easy from start to finish. At one point, I had a problem with our internet and so did have to telephone once. I quickly spoke to a real person who was very helpful. Very happy with the service so far. Reviewed on: 25th February 2025

So far so good everything is fine

5
So far so good everything is fine Reviewed on: 25th February 2025