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United Trust Bank: Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
33% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

UTB have been superb for my finances - the products...

5
UTB have been superb for my finances - the products easily explained have done what it said it would delivering a positive investment Reviewed on: 2nd March 2025

Out of country a lot but still east for contact and...

5
Out of country a lot but still east for contact and send instructions great service Reviewed on: 1st March 2025

Face recognition

5
Maybe the title below may be a step forward in security and easier logging in to the account Reviewed on: 1st March 2025

A very competitive rate of interest always.

5
A very competitive rate of interest always. Reviewed on: 28th February 2025

Easy to use site and offers competative savings

5
Easy to use site and offers competative savings Reviewed on: 28th February 2025

Easy to deal with

5
Very easy to set up my account and I was happy with the interest rates offered at the top me Reviewed on: 28th February 2025

UTB are excellent communicators.

5
UTB are excellent communicators. They have regularly informed me of any changes the bank has made and have kept me informed of new services. My personal account is easy to access and details are presented in a way that is easy to follow and understand. I'm very pleased with their ser ice. Reviewed on: 28th February 2025

Cash isa

5
I’m a cash isa customer so far good service, good rates, online account works well, slowly money coming back Reviewed on: 28th February 2025

GREAT SERVICE & REASONABLE RATES

5
Customer service is second to none. Rates are reasonably competitive. Reviewed on: 28th February 2025

Nice and pleasant experience excellent with your bank

5
Nice and pleasant experience with your bank Reviewed on: 28th February 2025

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