Write a review

Go to business site

United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1335 reviews)

View other United Trust Bank products

4.90

Based on 1,335 reviews, last reviewed 10th Mar 2026

32300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

Regularly amongst top rate payers, easy to open acco... Regularly amongst top rate payers, easy to open accounts, easy to contact. Reviewed on: 10th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

Read all reviews See your review

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1335)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Easy to work with and quick in response to deposit a...

Easy to work with and quick in response to deposit applications. Reviewed on: 25th February 2025

Great Experience with UTB

I have been with UTB for quite a few years now and have never experienced an issue with the bank or staff and long may it continue. Reviewed on: 25th February 2025

Very easy to setup accounts, kept well informed and...

Very easy to setup accounts, kept well informed and ease of access to viewing funds Reviewed on: 25th February 2025

Friendly capable staff.

Friendly capable staff. Competive rates. Reviewed on: 25th February 2025

Opening the saving accounts were relatively easy.

Opening the saving accounts were relatively easy. Reviewed on: 25th February 2025

Straightforward online banking.

Straightforward intuitive online banking. A banking app would be a useful addition. Reviewed on: 25th February 2025

Amazing savings rates .

Amazing savings rates on offer. The signing up process for online banking could be a little less clunky. Reviewed on: 25th February 2025

They keep me informed of my investments

They keep me informed of my investments Reviewed on: 25th February 2025

Good interest rate on fixed cash ISA.

Good interest rate on fixed cash ISA. Easy to open account and transfer from another provider to United Trust Bank. Reviewed on: 25th February 2025

Consolidating 3 invests was efficient

I consolidated 3 invests recently with 1 investment maturing on a different date. It work fine. Reviewed on: 25th February 2025

Do you have a different United Trust Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

eSavings
from TSB 4.27 from 11 reviews
Savings
from Melton Building Society 4.70 from 2297 reviews
Junior Instant Access Savings
from NatWest 4.30 from 33 reviews

Want to see more from United Trust Bank?

Bridging Finance
from United Trust Bank 5.00 from 1 reviews
Asset Finance
from United Trust Bank 5.00 from 23 reviews
Business Accounts
from United Trust Bank 4.92 from 451 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub