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United Trust Bank: Personal Savings reviews

4.90
Based on 1,333 reviews, last reviewed 10th Mar 2026
32100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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8%
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0%
2 star
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0%

Latest highest rating:

5

Good rates and comms, easy to navigate website Good rates, easy access, good easy to navigate website, good communications Reviewed on: 10th March 2026
Patrick D's avatar
Patrick D

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
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Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1333)

Review of the United Trust Bank, Personal Savings:

Good company

5
Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Very easy to setup accounts, kept well informed and...

5
Very easy to setup accounts, kept well informed and ease of access to viewing funds Reviewed on: 25th February 2025

Friendly capable staff.

5
Friendly capable staff. Competive rates. Reviewed on: 25th February 2025

Opening the saving accounts were relatively easy.

5
Opening the saving accounts were relatively easy. Reviewed on: 25th February 2025

Straightforward online banking.

4
Straightforward intuitive online banking. A banking app would be a useful addition. Reviewed on: 25th February 2025

Amazing savings rates .

4
Amazing savings rates on offer. The signing up process for online banking could be a little less clunky. Reviewed on: 25th February 2025

They keep me informed of my investments

5
They keep me informed of my investments Reviewed on: 25th February 2025

Good interest rate on fixed cash ISA.

5
Good interest rate on fixed cash ISA. Easy to open account and transfer from another provider to United Trust Bank. Reviewed on: 25th February 2025

Consolidating 3 invests was efficient

5
I consolidated 3 invests recently with 1 investment maturing on a different date. It work fine. Reviewed on: 25th February 2025

good value for money

5
really easy to use web site , good value for money great savings rates Reviewed on: 25th February 2025

Couldn’t be more straightforward.

5
Having previously held various savings accounts with UTB, currently I have two fixed term bonds and have always found them to offer competitive interest rates. The opening process is straightforward and information provided by the bank simple, easy to understand and relevant. I would have no hesitation recommending UTB to friends and family. Reviewed on: 25th February 2025

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