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United Trust Bank: Personal Savings reviews

4.90
Based on 1,331 reviews, last reviewed 10th Mar 2026
31900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
See only 2 star reviews
0%
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0%

Latest highest rating:

5

Happy customer Always professional and offer a good rate of return on their savings products. Reviewed on: 10th March 2026
Susan T's avatar
Susan T

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1331)

Review of the United Trust Bank, Personal Savings:

Moving accounts made easy

5
I received a lot of help when I wished to close my savings account before it matured and move to another account which provided a better rate of interest. Very grateful for the cooperation and help I received. Reviewed on: 25th February 2025

Very reliable service, and excellent customer service.

5
Very reliable service, and excellent customer service. Reviewed on: 25th February 2025

Good saving rates and customer service

5
Good saving rates and customer service Reviewed on: 25th February 2025

Good place to put your savings

5
I found it very easy to set up an ISA by transferring funds from other providers. The rate of interest was more than other offers I received and the website was plain sailing even for someone like me in their 70s. Reviewed on: 25th February 2025

Trustworthy, good interest

5
good deals, efficient company, easy to set up . trustworthy Reviewed on: 25th February 2025

Really Good Savings Account Provider

5
I've had a number of fixed term savings bonds with UTB. They've made it easy to keep track. They communicate well and have shown remarkable sense in my dealings with them e.g. I applied for a bond at a particular interest rate but in the short time between application and their confirmation of the account, the interest rates went up. They automatically gave me the new higher rate than shown on my application. They are a straight forward, no nonsense, understandable savings provider and I have recommended them to others. Reviewed on: 25th February 2025

nothing to add.

5
nothing to add. service,as expected. Reviewed on: 25th February 2025

Interest rates are regularly best in class

5
Interest rates are regularly at, or near, best in category for ISAs and non-ISA FRBs. Customer service as good as the other banks, easily. Reviewed on: 25th February 2025

Good rates , honest and trustworthy bank great custo...

5
Good rates , honest and trustworthy bank great customer service, all you want from a bank Reviewed on: 25th February 2025

Always perform to the highest level.

5
Always perform to the highest level.Never had a problem.They always offer consistently high ISA rates. Reviewed on: 25th February 2025

Excellent account and easy online management.

5
Excellent account and easy online management. Was a simple process to open. Reviewed on: 25th February 2025

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