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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1335 reviews)

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4.90

Based on 1,335 reviews, last reviewed 10th Mar 2026

32300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

Regularly amongst top rate payers, easy to open acco... Regularly amongst top rate payers, easy to open accounts, easy to contact. Reviewed on: 10th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1335)

Review of the United Trust Bank, Personal Savings:

Good company

Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Good interest rates in a very competitive market.

Good interest rates in a very competitive market. No problem in reinvesting my savings and will continue to do so on this basis Reviewed on: 25th February 2025

Variable interest.

The interest rates are of a good standard. Reviewed on: 25th February 2025

A bank that is there to speak to.

Always available particulary someone there to speak to. Reviewed on: 25th February 2025

Excellent rates of interest and customer service alw...

Excellent rates of interest and customer service always helpful on the telephone. Reviewed on: 25th February 2025

Very reliable service, and excellent customer service.

Very reliable service, and excellent customer service. Reviewed on: 25th February 2025

Good saving rates and customer service

Good saving rates and customer service Reviewed on: 25th February 2025

Good place to put your savings

I found it very easy to set up an ISA by transferring funds from other providers. The rate of interest was more than other offers I received and the website was plain sailing even for someone like me in their 70s. Reviewed on: 25th February 2025

Trustworthy, good interest

good deals, efficient company, easy to set up . trustworthy Reviewed on: 25th February 2025

Really Good Savings Account Provider

I've had a number of fixed term savings bonds with UTB. They've made it easy to keep track. They communicate well and have shown remarkable sense in my dealings with them e.g. I applied for a bond at a particular interest rate but in the short time between application and their confirmation of the account, the interest rates went up. They automatically gave me the new higher rate than shown on my application. They are a straight forward, no nonsense, understandable savings provider and I have recommended them to others. Reviewed on: 25th February 2025

nothing to add.

nothing to add. service,as expected. Reviewed on: 25th February 2025

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