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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1286 reviews)

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4.90

Based on 1,286 reviews, last reviewed 16th Feb 2026

27900% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

Good products and competitive interest rates. Good products and competitive interest rates. Good customer service Reviewed on: 16th February 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1286)

A pleasant and profitable experience

It has been a hassle free experience. The process of opening an account was through and professional yet easy. Reviewed on: 22nd February 2024

Reply from United Trust Bank Thank you for your review, Mohammed. We're happy to know you found setting up your account so easy! Nick Response date: 26th February 2024

Great rates for easy investing

Great rates, easy to create an account and start investing Reviewed on: 22nd February 2024

Reply from United Trust Bank Thank you for your five stars, Simon! Nick Response date: 26th February 2024

UTB is a winner all round

United Trust Bank has provided me with bonds that are always competitive. Their customer service is beyond excellent. They are easy to contact via phone and provide clear answers to my questions. I am severely sight impaired so speaking to customer service is important for me. They also provide documents in large print format. I have been extremely satisfied with their services. Reviewed on: 22nd February 2024

Reply from United Trust Bank Thank you for your review, Ciaran. It's fantastic to know you find our customer service excellent, and that we are on hand to help you when you need it. Offering a flexible service is important to us, and we are glad you have found it useful. Nick Response date: 26th February 2024

Best interest rates at the time of investment

Best interest rates at the time of investment Reviewed on: 22nd February 2024

Reply from United Trust Bank Thank you for your review, Shaun. We're pleased the rates were right for you! Nick Response date: 26th February 2024

Fantastic service Great rates and products

Fantastic service Great rates and products Reviewed on: 19th February 2024

Reply from United Trust Bank Thank you for the five stars, William! Nick Response date: 26th February 2024

Opened a Trust account.

Opened a Trust account. Very helpful and kept me informed. Reviewed on: 18th February 2024

Reply from United Trust Bank Thank you for your review, Julie. We're pleased you found us helpful and it's good to know you were kept informed along the way. Nick Response date: 26th February 2024

Great customer service

I telephoned this morning to clarify several issues as a relatively new and definitely naive customer. In fact, I called twice and was given clear instructions in a very pleasant manner. Reviewed on: 12th February 2024

Reply from United Trust Bank Thank you for your review, Stella. It's great to know you received such friendly assistance when you needed it. Nick Response date: 26th February 2024

Straight forward Banking

I have been using United Trust Bank for several years for Fixed Rate Bonds and find them very reliable with maybe old fashioned values which I like as a senior. I would certainly recommend. Reviewed on: 12th February 2024

Reply from United Trust Bank Thank you for your review, Raymond. We're happy to know you are so satisfied with your experience of United Trust Bank. Nick Response date: 26th February 2024

Straight forward and excellent service.

Straight forward and excellent service. Interest rates very competitive. Reviewed on: 12th February 2024

Trust by name, trust by nature

Have been saving for a few years and have always received one, if not the best rates around. Easy to set up and good communication Reviewed on: 10th February 2024

Reply from United Trust Bank Thank you for your review, Linda. We're pleased that you have found our communication good and useful, and that the rates have been right for you. Nick Response date: 12th February 2024

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