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United Trust Bank: Personal Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
31% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1587)

Great bank

5
Great customer service any questions are answered very quickly Reviewed on: 25th February 2025

ISA ACCOUNT

5
United trust bank is easy to open for an isa account with a great interest rate. It didn’t take too long to set up. Would without a doubt recommend. Reviewed on: 25th February 2025

Great customer service and good savings rates.

5
Great customer service and good savings rates. easyto use web platform. Reviewed on: 25th February 2025

Communication and Competitiveness

5
Excellent at communicating with savers and they keep us informed and up to date with all things financial. Their savings rates are fairly competitive, which is why I have stayed with them for several years and, provided their rates are competitive with the best rates displayed on the MSE top fixed rate savings website, I will continue to stay with them. Reviewed on: 25th February 2025

Best at the time.

5
We opened a savings account with utb as they were the best on the market at the time, we have been with them just over 14months and we have never had any problems. Reviewed on: 25th February 2025

Easy and effective service

5
Easy website clear and easy to navigate. Good communication helpful and timely. Simply just a great service. Reviewed on: 25th February 2025

Rates are always competitive and staff are always he...

5
Rates are always competitive and staff are always helpful Reviewed on: 25th February 2025

Excellent overall offering from UTB!

5
Being a customer of UTB has been very positive. Communications are smooth and accurate. Information is precise and timely. The savings accounts are extremely good and service is just what is needed overall. Reviewed on: 25th February 2025

Hats off to UTB!

5
Very easy to deal with, efficient and good rates. Reviewed on: 25th February 2025

Excellent savings rates and good website

5
Excellent savings rates and good website Reviewed on: 25th February 2025

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