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United Trust Bank: Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
33% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Been with UTB for 3 years now placing regular 6m dep...

5
Been with UTB for 3 years now placing regular 6m deposits and never had any issues. Really straightforward to use. Reviewed on: 25th February 2025

Top Quality Banking

5
Excellent service since the day we joined them. Great savings rates from a great Bank. Reviewed on: 25th February 2025

BANK SATISFACTION

5
I have been with the bank for a couple of years now and have had no problems. Excellent communication when my accounts are about to mature. 5***** UNITED BANK. Keep the good work up. Reviewed on: 25th February 2025

Quietly Efficient, Competitive and Caring

5
Very competitive savings rates with easy to navigate and secure jargon free website with staff who listen and understand your needs. Reviewed on: 25th February 2025

First class website, Best in class rates

5
First class website, fantastic best in class saving rates, and wonderful customer service Reviewed on: 25th February 2025

Great Bank - would recommend

5
Very efficient service paying decent interest. Reviewed on: 25th February 2025

Trouble free banking.

5
Trouble free banking.Simple online banking Reviewed on: 25th February 2025

My savings bank

5
I have always found UTB an excellent place to keep my savings. The customer service is of an extremely high level. The interest rates are very competitive. I couldn’t ask more from my savings bank. Reviewed on: 25th February 2025

Good savings

5
Good savings rates. Easy to set up. They keep you update Reviewed on: 25th February 2025

Very easy to contact .

5
Very easy to contact . Answers the telephone quickly Reviewed on: 25th February 2025

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