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United Trust Bank: Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
33% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Rates dropped quickly after I signed up

1
Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25% Reviewed on: 14th February 2026

Good interest rates and ease of access

5
Good interest rates and ease of access Reviewed on: 13th February 2026

Easy online bank

5
Very good experiences over the years Reviewed on: 13th February 2026

Excellent customer service.

5
Excellent customer service. Very helpful and patient with helping me find the right savings account and explaining how to find it on the website Reviewed on: 13th February 2026

Good rates of interest.

4
Good rates of interest. Easy to use on line access. Reviewed on: 13th February 2026

Generally competitive rates for charity.

4
Generally competitive rates for charity. Would be good to be able to get a statement from the online accountw Reviewed on: 13th February 2026

We have always had good service

5
We have always had good service, especially in migrating a bond account very quickly when we had actually missed the deadline for renewal. Reviewed on: 13th February 2026

Wide range of savings options

5
Have been with them for years and like that there is now a wider range of savings options Reviewed on: 13th February 2026

Always get back to you when you need information and...

5
Always get back to you when you need information and keep you up to date regularly Reviewed on: 13th February 2026

Very helpful and customised telephone interaction an...

5
Very helpful and customised telephone interaction and advice. Reviewed on: 13th February 2026

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