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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1311 reviews)

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4.90

Based on 1,311 reviews, last reviewed 2nd Mar 2026

30000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

great rates and customer service omer service Excellent rates and customer service Reviewed on: 2nd March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1311)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

ISA fixed

Easy to set up isa,strongly recommend and would use again Reviewed on: 18th April 2025

Easy to open account.

Easy to open account. Fast efficient service. Great rates. Reviewed on: 18th April 2025

A very efficient service

Good simple website design, easy to follow instructions, very quick emails to confirm online application. Competitive interest rates offered and timely reminders when savings bond nears the maturity date. I have always found staff helpful when contacting the company by telephone. A positive experience so can highly recommend this bank. Reviewed on: 18th April 2025

Great online bank.

Great online bank. Good rates. Good service Reviewed on: 18th April 2025

very smooth experience, staff easy to reach by phone...

very smooth experience, staff easy to reach by phone and efficient. Good interest rates Reviewed on: 18th April 2025

Banking Bliss with a Rate You Can't Miss

United Trust, a name you can trust, top-notch rates, no fuss, and service that’s a plus. Staff are so kind, they ease your mind, making banking smooth every time. Reviewed on: 18th April 2025

Are able to respond personally to help applications...

Are able to respond personally to help applications and offer decent interest rates. Reviewed on: 18th April 2025

Good company

Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Good Interest rates and easy applications.

Interest rates are good and comparable to other banks. Easy to use applications. Reviewed on: 17th April 2025

Great rates, easy and efficient to open

I was able to open a fixed rate ISA with UTB online. It was quick and easy and pays a fantastic rate. No ID documents needed, just NI number and nominated account info. Reviewed on: 17th April 2025

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