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United Trust Bank: Personal Savings reviews

4.90
Based on 1,311 reviews, last reviewed 2nd Mar 2026
30000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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2 star
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Latest highest rating:

5

great rates and customer service omer service Excellent rates and customer service Reviewed on: 2nd March 2026
Maria Bailey 's avatar
Maria Bailey

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1311)

Review of the United Trust Bank, Personal Savings:

Moving accounts made easy

5
I received a lot of help when I wished to close my savings account before it matured and move to another account which provided a better rate of interest. Very grateful for the cooperation and help I received. Reviewed on: 25th February 2025

Efficient.

5
Efficient. friendly service with competitive interest rates. Easy to deal with. Reviewed on: 17th April 2025

ISA savings for good rate

5
Worked as expected, notified as account progressed Reviewed on: 17th April 2025

Great customer care over the phone but the online ba...

5
Great customer care over the phone but the online banking is rather weak and not reliable,hence we stick with the phone service. Reviewed on: 16th April 2025

United Trust Bank offers very good saving rate and c...

5
United Trust Bank offers very good saving rate and customer service. Reviewed on: 16th April 2025

Good security, and rates are competitive.

4
Good security, and rates are competitive. More advertising would be useful Reviewed on: 16th April 2025

Very easy 2yr fixed ISA set-up

5
Very easy to set up a 2yr fixed ISA with UTB in a short time frame to beat the tax year-end deadline. No over-the-top reliance on an App for ID questions, photos etc. Straight forward and simple, as of course it should be. Reviewed on: 16th April 2025

A competitive interest rate and good personal service

5
A competitive interest rate and good personal service Reviewed on: 16th April 2025

Excellent rates combined and more

5
Excellent rates combined with a secure but easy to use service summarises my personal savings experience with United Trust Bank. I have found in my interactions that the website is easy to navigate but incorporates all the usual safeguards that are required to safeguard the savers funds. Reviewed on: 16th April 2025

Delighted with my savings returns and interest rate...

5
Delighted with my savings returns and interest rate this year. Reviewed on: 16th April 2025

trouble free

4
Basically, fairly trouble free service at reasonable rates Reviewed on: 16th April 2025