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United Trust Bank: Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
33% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Keep you updated on a regular basis and a simple pro...

5
Keep you updated on a regular basis and a simple process. Reviewed on: 11th February 2026

Personal service still a priority

5
As the Trustee and Chairman of a Charity set up to support a school UTB have been excellent in providing savings account facilities to enable us to maximise the funds we hold in reserve. Their online processes for opening and managing accounts are supportive and manageable. Communications are easy and promptly responded to. Reviewed on: 11th February 2026

Quick response to telephone calls and always answere...

5
Quick response to telephone calls and always answered by someone helpful and knowledgeable. Reviewed on: 11th February 2026

Quick to respond and knowledgeable...

5
Also quick to answer the telephone and knowledgeable personnel sort queries out very promptly Reviewed on: 11th February 2026

I've had several accounts with this bank.

5
I've had several accounts with this bank. Their savings rates are competitive and transactions are easy. I'm always kept well informed of what is going on. I can highly recommend this bank. Reviewed on: 11th February 2026

Competitive interest rates

5
Have always found that I get the best rate offered for maturing accounts. Easy process to transfer/invest funds. Reviewed on: 11th February 2026

Always friendly helpful and professional

5
Always friendly helpful and professional Reviewed on: 11th February 2026

Good service always.

5
Good service always. Very efficient and good interest rates Reviewed on: 11th February 2026

Great products, saving rates.

4
Great products, saving rates. Good service when you phone to get help getting the right product. Reviewed on: 11th February 2026

The best efficient bank ever

5
So easy to deal with. Quick and responsive and the best bank I have ever dealt with. Reviewed on: 11th February 2026

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