Smart Money People Logo

United Trust Bank: Personal Savings reviews

4.90
Based on 1,317 reviews, last reviewed 5th Mar 2026
30600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always had good service from them I have always had good service from them Reviewed on: 5th March 2026
Nirmala Patel's avatar
Nirmala Patel

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1317)

Review of the United Trust Bank, Personal Savings:

Good company

5
Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Great savings rate and easy to set up

5
Great savings rate and easy to set up Reviewed on: 15th April 2025

Smooth easy to manage.

5
Smooth easy to manage. Stress Free. Online management required minimal skills with computer literacy Reviewed on: 15th April 2025

A great rate ISA that stayed high throughout the year.

5
Looking for the best ISA's in 2024, I copuld see that the challenger banks such as United Trust were offering market-leading products, and my experience since has shown that United Trust is the best. When others have taken every opportunity to cut their interest rate in line with Bank of England base rate reductions, my United Trust ISA rate has remained unchanged at 4.75% since June last year. Reviewed on: 15th April 2025

Very competitive interest rates for their one year b...

5
Very competitive interest rates for their one year bonds. Reviewed on: 15th April 2025

Excellent company to deal with

5
Always pleased with the savings interest rates when time to reinvest. Reviewed on: 15th April 2025

Good and easy up an account

4
Good and easy to set up an account Reviewed on: 15th April 2025

Very good service, the website is easy to use.

5
Very good service, the website is easy to use. Reviewed on: 15th April 2025

Great customer services & choice of products

5
I have more than one product with UTB l have found them easy to contact & very helpfull. The choice of products very competative. Reviewed on: 15th April 2025

Simply the best

5
Always helpful, and easy to navigate on line Reviewed on: 15th April 2025

Easy to navigate Web site .

5
Easy to navigate Web site ..have called customer services once and they were very helpful Reviewed on: 15th April 2025

Do you have a different United Trust Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from United Trust Bank?

    View all products