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United Trust Bank: Personal Savings reviews

4.91
Based on 1,293 reviews, last reviewed 19th Feb 2026
28600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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8%
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0%
2 star
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Latest highest rating:

5

Really nice company to deal with. Really nice company to deal with. Very quick to get through to someone who can help with a query. Reviewed on: 19th February 2026
Yorkshire girl's avatar
Yorkshire girl

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

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United Trust Bank Personal Savings reviews (1293)

just easy banking with good interest rates

5
just easy banking with good interest rates Reviewed on: 11th February 2026

Easy in every respect

5
UTB is always so easy to deal with. No hassle, simple forms, clear online site, clear and speedy responses. By far the best bank we deal with. Reviewed on: 11th February 2026

Great bank , great customer service

5
Great bank , great customer service Reviewed on: 11th February 2026

Proffessional

5
I have always found the Bank to be helpful and professional Reviewed on: 11th February 2026

Offers good savings and advice/help when needed.

5
Offers good savings and advice/help when needed. As a small charity with limited time for finance matters, this help and support is very beneficial Reviewed on: 11th February 2026

Trusted savings provider, simple website negotiation.

5
Trusted savings provider, simple website negotiation. Reviewed on: 11th February 2026

Very good staff

5
Very good staff who answer the phone and know their business. No chat boxes. Reviewed on: 11th February 2026

Very quick and efficient at ansewing queries very g...

5
Very quick and efficient at ansewing queries very good service Reviewed on: 11th February 2026

Full confidence in UTB.

5
Excellent communication. Whenever I have had to contact UTB I get to speak to a 'person', unlike other Banks. They are always very friendly and always solve any issues I have. I have full confidence in UTB and don't hesitate in reinvesting my money. Always the most competitive on rates. UTB are a win win. Reviewed on: 11th February 2026

They offered a good interest rate on the savings bond.

4
They offered a good interest rate on the savings bond. The website was clear and helpful. It would be better if they advertised more in the media because they are not well known. Reviewed on: 11th February 2026

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