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United Trust Bank: Personal Savings reviews

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4.90
Based on 1,541 reviews, last reviewed 15th Apr 2026
50800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Choice I discovered UTB through the media and found that its savings products were highly competative in the market Reviewed on: 15th April 2026
Teresa M's avatar
Teresa M

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines
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Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

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United Trust Bank Personal Savings reviews (1541)

Customer friendly

5
Customer services are always helpful Reviewed on: 14th April 2026
Victoria's avatar
Victoria

Competitive savings interest rate.

5
Competitive savings interest rate. Account easy to open online. Reviewed on: 14th April 2026
Elaine B's avatar
Elaine B

Staff friendly, bank site easy to use

4
Staff friendly, bank site easy to use Reviewed on: 14th April 2026
Terry's avatar
Terry

Straightforward account opening with good rates.

5
Straightforward account opening with good rates. I also appreciate the prompt confirmation of funds being deposited Reviewed on: 14th April 2026
Donna H's avatar
Donna H

Great service and very good interest rateso

5
Great service and very good interest rates for personal savings Reviewed on: 14th April 2026
Margaret 's avatar
Margaret

I found everything very easy on line.

5
I found everything very easy on line. On 2 occasions I needed to call. Both calls were answered very speedily and I was immediately provided with the info I required. The assistants were very polite and helpful. So much better than any of my experiences with other banks. Great interest rate too and easy to move money securely Reviewed on: 14th April 2026
Jill's avatar
Jill

Very pleased with my personal savings with UTB

5
Very pleased with my saving accounts with UTB over the years. I know that my money is safe and earning interest at good rates. I personally have not had to contact their customer service team but I’m sure that if I did, I would get the service that would be expected. Reviewed on: 14th April 2026
Cecile C's avatar
Cecile C

Nice and easy with good interest rates

4
I've experienced decent interest rates and it's been nice and easy to use. Reviewed on: 14th April 2026
Dave Wood's avatar
Dave Wood

Answered all my questions and offered me help with m...

5
Answered all my questions and offered me help with my new account. New to banking and wasn't sure about making my deposit. Very patient with me and talked me through each step Reviewed on: 14th April 2026
Sharon L's avatar
Sharon L

An Easy to Set-up & manage Savings account.

5
An Easy to Set-up & Manage On-Line Savings account that pays a competitive rate of interest. I am kept well informed of all products and updates relating to my savings account. Reviewed on: 14th April 2026
Chris Cook's avatar
Chris Cook

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