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United Trust Bank: Personal Savings reviews

4.91
Based on 1,374 reviews, last reviewed 9th Apr 2026
36000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
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0%
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0%

Latest highest rating:

5

Very easy to deal with. Very easy to deal with. Always answer the phone quickly Reviewed on: 9th April 2026
Philip Millinger 's avatar
Philip Millinger

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1374)

I can always speak with someone on the phone if I ha...

5
I can always speak with someone on the phone if I have a problem or need advice.,Good service with no pressure to make a quick decision .its good to know they are ther when needed. Reviewed on: 5th March 2026

Good products and good service.

5
Good products and good service.Will continue to use this company. Reviewed on: 5th March 2026

I'm looking for a six month bond.

5
I'm looking for a six month bond. My bond is coming up to maturity ina a couple of weeks. Reviewed on: 4th March 2026

great rates and customer service omer service

5
Excellent rates and customer service Reviewed on: 2nd March 2026

Savings Bonds

4
Have held several 1.and 2 year bonds with UTB. Interest rates generous and online/mobile banking easy to navigate. Excellent choice of savings accounts. Reviewed on: 2nd March 2026

UTB savings

5
Very happy with the ease of management of the account and savings rates Reviewed on: 1st March 2026

Better savings rates than elsewhere

4
I found the experience of signing up easy. It's clear how to access my account. I have contacted customer support once, they answered my question inside 24 hours in one reply. The interest rate paid on savings is and has remained competitive. Reviewed on: 27th February 2026

Safe and trusted savings account

4
Safe and trusted savings account Reviewed on: 27th February 2026

Variety of fixed savings

4
Lesser time and varied periods for fixed savings useful if need to stagger income Reviewed on: 26th February 2026

Exemplary Rates & Customer Service

5
Excellent customer service always- very understanding and patient - a pleasure to deal with and compliment. Reviewed on: 26th February 2026

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