Write a review

Newsletter

Go to business site

United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

View other United Trust Bank products

4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

Read all reviews Write a review

About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

Review United Trust Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

United Trust Bank Savings reviews (1587)

I've been with UTB for a few years now every time I...

I've been with UTB for a few years now every time I have contacted them they have resolved my problem effectively, not that I've had to contact them much, very happy with this Bank. Reviewed on: 14th April 2026

A Happy Customer

Currently on my third savings account with United Trust. Interest rates are very competitive and information is clear and easy to understand. My accounts have all been opened and serviced online but on the one occasion I wanted to speak to someone I found their customer service excellent . I was able to speak to a real person who was very professional and helpful. Reviewed on: 14th April 2026

Helpful and knowledgeable customer services

Helpful and knowledgeable customer services Reviewed on: 14th April 2026

Excellent interest rates.

Excellent interest rates..helpful agents Reviewed on: 14th April 2026

Great service and interest rates.

Great service and interest rates. Reviewed on: 14th April 2026

Really easy to open an account online.

Really easy to open an account online. All interactions with staff have been super friendly, they answer the phone really quickly and always resolve any questions efficiently. Reviewed on: 14th April 2026

Reasonable rates, below average online banking

My experience was that of basic and below average online banking. The banking product was reasonable competitive in the market however. Reviewed on: 14th April 2026

Great customer service!

Great customer service! Very helpful staff explaining and clearing up doubts and explaining how to navigate the fixed rate product Reviewed on: 14th April 2026

Positive experience with UTB i know my savings accou...

Positive experience with UTB i know my savings account is in safe place. UTB keeps me updated with financial news and account information. Reviewed on: 14th April 2026

Customer service very good, very efficient

Customer service very good, very efficient - i dont know what else to say - you are really good and i really need that £1000 lol Reviewed on: 14th April 2026

Do you have a different United Trust Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from East Kilbride Credit Union 4.94 from 813 reviews
Savings
from Manchester Credit Union 4.75 from 1271 reviews
Savings
from Ecology Building Society 4.85 from 582 reviews

Want to see more from United Trust Bank?

Business savings
from United Trust Bank 4.88 from 534 reviews
Cash ISA
from United Trust Bank 4.84 from 572 reviews
Charity Accounts
from United Trust Bank 4.66 from 37 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub