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United Trust Bank: Personal Savings reviews

4.90
Based on 1,329 reviews, last reviewed 7th Mar 2026
31700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

United Trust Bank for a trustworthy savings provider Been a customer of United Trust Bank for a few years now and they offer good savings rates that are simple to manage, so no complaints. Reviewed on: 7th March 2026
Jeremy D's avatar
Jeremy D

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
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Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1329)

Review of the United Trust Bank, Personal Savings:

United Trust Bank gave first rate results

5
United Trust Bank gave first rate customer service and returns. They made it so easy that I was able to reinvest after my first fixed term with very little effort on my part. They kept me up to date with times lines and process so I felt confident my money was in safe hands at every step. Reviewed on: 2nd April 2025

Savings Guru

5
Great rates on deposits backed up with online abilities Reviewed on: 10th March 2025

Courteous and professional in all aspects

5
Courteous and professional in all aspects, and very good savings rates on their notice account Reviewed on: 10th March 2025

Always at the top of comparison tables for rates.

5
Always at the top of comparison tables for rates. Easy to deal with. no probem moving funds in or out . Looking forward to contnuing to save with them . Reviewed on: 10th March 2025

my wish if possible

5
wish all banks were as efficient as UTB., truly great to deal with Reviewed on: 10th March 2025

UTB -the best!

5
Securing competitive banking and savings facilities for Clubs and Associations is often an uphill battle—one that both the banking sector and applicants frequently struggle to overcome. However, the United Trust Bank (UTB) stands out as a remarkable exception. In May 2024, our Pensioners Association established a savings relationship with UTB, after exhausting efforts with over twenty other institutions that led to many false starts and dead ends. UTB offered significantly superior fixed deposit rates, easily exceeding our clearing bank. I confidently challenge any non-regulated Club or Association to find a more reliable and supportive banking partner than United Trust Bank. Reviewed on: 10th March 2025

Superb customer support - very helpful & responsive...

5
Superb customer support - very helpful & responsive to questions. Thank you Reviewed on: 10th March 2025

Great savings rates for business accounts

5
Great savings rates for business accounts Reviewed on: 10th March 2025

Great, prompt service.

5
Great, prompt service. Perfect investment provider. Reviewed on: 10th March 2025

A fair interest rate with security and minimum hassle

5
It's hard to find a provider that offers a fair rate of return to a Limited Company investor. However UTB do that. The experience of investing with them was simple, yet with good security protection. Communication from them has been good yet not intrusive. Things will be even better now there is online access but I still have security as transfers can only be made back to my operating current account. Reviewed on: 10th March 2025

Good rates, good service

5
UTB offer really good interest rates on savings and their customer service has been really simple and quick. Reviewed on: 10th March 2025