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United Trust Bank: Personal Savings reviews

4.90
Based on 1,328 reviews, last reviewed 7th Mar 2026
31600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Confidence I know my money is safe and I have confidence in the people of United Trust Bank.They do what thery say they will do. Reviewed on: 7th March 2026
Julian Taylor's avatar
Julian Taylor

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1328)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

5
Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Just the Best

5
Outstanding all round service both online and by direct communication. As a Charity they clearly understood the needs of our sector. Savings rates are important to us and UTB rates are very competitive. Customer service is of a high standard with quick response rates. Reviewed on: 10th March 2025

Very efficient and responsive to all inquiries

5
Very efficient and responsive to all inquiries Reviewed on: 10th March 2025

Simple, easy and intuitive to open an account

5
Simple, easy and intuitive to open an account Reviewed on: 10th March 2025

Opening a new account was straightforward and the tr...

5
Opening a new account was straightforward and the transfer went through quickly. Reviewed on: 10th March 2025

Top performer by far.

5
Top performer by far. Outstanding service compared to other providers. If only they could learn and follow UTB Reviewed on: 7th March 2025

Easy to deal with, and competitive

5
Easy to deal with, and competitive Reviewed on: 7th March 2025

Easy to open an account

5
The process for opening the account and depositing the funds was very straightforward Reviewed on: 6th March 2025

Online isa

5
Opened online for first time. Had a few issues. Rang helpline. Very happy with service Reviewed on: 5th March 2025

I do everything online.

4
I do everything online. Minimal interaction with the bank. Reviewed on: 5th March 2025

Easy Easy

4
Always easy to deal with. Good clear communication - easy website to use Reviewed on: 5th March 2025