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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Saved with utb for several years now & still find th...

Saved with utb for several years now & still find they are as competitive as ever on their interest rates. This is together with its unwavering high customer service levels. Reviewed on: 15th April 2025

Very competitive rate and easy to manage

Very competitive rate and easy to manage Reviewed on: 15th April 2025

Great service

Great customer service and great competitive products. Feel secure in my investment. Reviewed on: 15th April 2025

Great Value and Service

Very competitive Savings Rates and quick and efficient and helpful Customer service, whenever I have needed to speak to them Reviewed on: 15th April 2025

Very easy to deal with.

Very easy to deal with. Great interrest rates and excellent staff communication. Reviewed on: 15th April 2025

Website User Friendlyness

I didn't find the website that user friendly when it came to re-investing in a new policy whilst wanting to withdraw some of the money. Reviewed on: 15th April 2025

Staff are always helpful & wanting to please.

Staff are always helpful & wanting to please. Reviewed on: 15th April 2025

Setting up account was straight forward and apprecia...

Setting up account was straight forward and appreciate the first letter explaining where interest can be deposited Reviewed on: 15th April 2025

Friendly and fair

Great savings rate and clear, friendly communication throughout. Thank you. Reviewed on: 15th April 2025

Fantastic customer service

I have had an account with United Trust Bank for over 4 years. I would highly recommend them for their excellent customer service and competitive interests rates! Reviewed on: 15th April 2025

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