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United Trust Bank: Personal Savings reviews

4.90
Based on 1,330 reviews, last reviewed 7th Mar 2026
31800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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8%
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0%
2 star
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0%
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0%

Latest highest rating:

5

I have several different accounts. I have several different accounts. Always get an email when a fixed account is about to mature and it is easy to move money to a new account or withd... Read more Reviewed on: 7th March 2026
Joyce E's avatar
Joyce E

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1330)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

5
Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

this is the best place for my savings

5
I can honestiy say this is the best place for my savings. No problems contacting them say to speak to when you call great comuncations Reviewed on: 26th February 2025

Excellent communication and good products.

5
Excellent communication and good products. Easy to deal with. Reviewed on: 26th February 2025

we have always found United Trust to give a good com...

4
we have always found United Trust to give a good competitive service Reviewed on: 26th February 2025

Great saving rates.

5
Easy to understand and navigate savings options. Reviewed on: 26th February 2025

Excellent customer service!

5
The team at united trust bank are very friendly and helpful when it comes to any account and banking questions. They make banking safe and easy. Reviewed on: 26th February 2025

Not being very Tec.

5
Not being very Tec. savee and being in my 70s but fully understand finance, I saw the great interest rates and invested savings. Was able to deal over the phone and also confirmation by letter. A terrific bonus, many thanks. Reviewed on: 26th February 2025

First time investor

5
I was looking for a long term investment with a good rate of interest and UTB fitted the bill. It was straightforward to open the account and I am likely to invest again when I have the funds to do so. Reviewed on: 26th February 2025

My favourite savings institution

5
They have always been very helpful and prompt. Reviewed on: 26th February 2025

UTB accounts

5
Simple to deposit into and competitive savings rates combined with easily navigable savings portal. Reviewed on: 26th February 2025

We discovered UTB on Martin Lewis's Web site.

5
We discovered UTB on Martin Lewis's Web site. We liked their history building homes after the 2nd world war which our parents benefited from. The current government's plans to build thousands of new homes can only fuel UTB's goals. We have phoned them and it's nice to be answered by a person rather than an AI computer. We have always found them both helpful and knowledgeable. Their interest rates are above average and the Web site easy to use.Thank you. Reviewed on: 26th February 2025

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