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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Great service!

Great service when contacted and easy to use online banking. Reviewed on: 15th April 2025

Great savings rate and easy to set up

Great savings rate and easy to set up Reviewed on: 15th April 2025

Smooth easy to manage.

Smooth easy to manage. Stress Free. Online management required minimal skills with computer literacy Reviewed on: 15th April 2025

A great rate ISA that stayed high throughout the year.

Looking for the best ISA's in 2024, I copuld see that the challenger banks such as United Trust were offering market-leading products, and my experience since has shown that United Trust is the best. When others have taken every opportunity to cut their interest rate in line with Bank of England base rate reductions, my United Trust ISA rate has remained unchanged at 4.75% since June last year. Reviewed on: 15th April 2025

Very competitive interest rates for their one year b...

Very competitive interest rates for their one year bonds. Reviewed on: 15th April 2025

Excellent company to deal with

Always pleased with the savings interest rates when time to reinvest. Reviewed on: 15th April 2025

Good and easy up an account

Good and easy to set up an account Reviewed on: 15th April 2025

Very good service, the website is easy to use.

Very good service, the website is easy to use. Reviewed on: 15th April 2025

Great customer services & choice of products

I have more than one product with UTB l have found them easy to contact & very helpfull. The choice of products very competative. Reviewed on: 15th April 2025

Simply the best

Always helpful, and easy to navigate on line Reviewed on: 15th April 2025

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