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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19909 reviews)

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4.78

Based on 19,909 reviews, last reviewed 23rd Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

First UK credit card

Vanquis is my first credit card in the UK and they’ve been quite good to me. My credit score is increasing because they trust me more, but it’s still not as large as my credit limit outside of the UK. Reviewed on: 12th May 2024

VANQUIS APP

Good app easy to use. Balances and statements available as needed. Reviewed on: 12th May 2024

Great card always comes in handy

Great card always comes in handy Reviewed on: 12th May 2024

Vanquis helped me when my credit score was low

Vanquis helped me when my credit score was low Reviewed on: 12th May 2024

I have been with Vanquis for a long time.

I have been with Vanquis for a long time. I started with 250 limit. Upgraded to £500 and then Vanquis increased my limit to £800.Consistent and continous.Vanquis understands the customer and also monitor and review the credit limit.Vanquis is fantastic and exceptional. Thank you. Reviewed on: 12th May 2024

well 10 years ago I got divorced and found things ha...

well 10 years ago I got divorced and found things hard my credit rating dropped so I applied to vanquis for a credit card and was accepted with a very reasonable rate where other lenders were offer very high rates so i slowly built up my credit and even had a loan with vanquis i personally can recommend what a great caring company and am still using them today Reviewed on: 12th May 2024

Its easy to use and higher credit limit

Its easy to use and higher credit limit Reviewed on: 12th May 2024

When times have been hard

When times have been hard, deaths in family etc or dates of wages haven’t tallied with payment date n all bills play cross over.. you’ve always been fair…at certain times of mth / yr.. we can’t always get payment days exact.. due to whatever reason n for me it’s the youngest son! Always broke! Or more recently he’d fallen off a roof ladder and damaged his back head n leg.. so it’s always .. mam have ya got Reviewed on: 12th May 2024

easy to use and excellent service

easy to use and excellent service Reviewed on: 12th May 2024

Vanquis has been very excellent and always to meet t...

Vanquis has been very excellent and always to meet the needs of their customers. They have just increased my credit limit after few months of joining them and this has really increased my credit rating. It’s really a very superb service worthy of recommendation Reviewed on: 12th May 2024

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