Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Easy card to use and communication

5
Easy card to use and fair rates I would recommend Reviewed on: 2nd May 2024

Very helpful company and always happy to talk

5
Very helpful company and always happy to talk Reviewed on: 2nd May 2024

Wonderful

5
Fabulous communications and easy app to achieve everything I need Reviewed on: 2nd May 2024

Brilliant service

5
Whenever I’ve needed to get in touch it’s always been very simple and friendly Reviewed on: 2nd May 2024

Very polite and helpful at all times

5
Very polite and helpful at all times Reviewed on: 2nd May 2024

Vanquis bank provide me credit card when the no one...

5
Vanquis bank provide me credit card when the no one offering me credit card. They helped me to improve my credit score. Strongly recommended Reviewed on: 2nd May 2024

Awareness

5
Can't go wrong updating my balance instantly and can see when and where I've used my card Reviewed on: 2nd May 2024

Fantastic app to use.

5
Fantastic app to use. very Easy to make payments Reviewed on: 2nd May 2024

Vanquis to help build my credit

5
I got a Vanquis card to build my credit and it’s been really helpful doing that. Easy to use and make monthly payments and my credit has improved since Reviewed on: 2nd May 2024

Been with Vanquis for few years now , app easy to na...

5
Been with Vanquis for few years now , app easy to navigate , transfer of cash into bank account same day for those emergency moments a brilliant idea , customer service always helpful so couldn’t be happier Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.80 from 9 reviews
    Vanquis
    View all products