Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Never had any problems with vanquis

Never had any problems with vanquis Reviewed on: 12th July 2025

Good card only wish there was an increase to my limi...

Good card only wish there was an increase to my limit so I could use it more than my other cards Reviewed on: 12th July 2025

Perfect credit card company

Very good experience, very trustable and reliable company always recommend Reviewed on: 12th July 2025

Boss vanquis.

Fast loan service on my card excellent. Reviewed on: 12th July 2025

I had been off work ill for a number of months, when...

I had been off work ill for a number of months, when i explained to Vanquis my problem, they were both understanding and helpful, they treated me like an individual not just a number, they reassured me which also helped my recovery Reviewed on: 12th July 2025

Excellent

Very understanding when contacted about issues and keeps you updated with your account offering help where needed Reviewed on: 12th July 2025

Not robots

O.mg so easy to sign up excellent customer service real.people not robots like some would definitely recommend Reviewed on: 12th July 2025

Vanquis credit building credit card is the way to go.

An way to rebuild your credit rating, never had a problem whilst using my Vanquis card,both at home and whilst abroad. Sensible increases in credit limit, and the ability to reduce your credit limit if needed.Easy to use app everything at your finger tips. Reviewed on: 12th July 2025

The Vanquis card is a decent option if you're trying...

The Vanquis card is a decent option if you're trying to build or rebuild your credit. The acceptance rates seem to be higher than some other cards, which is a plus. However, be aware that the interest rates are higher than average, so it's really important to pay off your balance each month. If you can do that, it's a good tool to improve your credit score. Reviewed on: 12th July 2025

Best card

It is my first card . It is fantastic mobile app and easy to navigate. Reviewed on: 12th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

PayPal Credit
from PayPal 4.91 from 50806 reviews
Flex Purchase credit card
from Monzo 4.95 from 2512 reviews
Avios Credit Card
from TSB 3.10 from 19 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 3 reviews
Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub