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Vanquis : Credit builder credit card reviews

4.73
Based on 28,679 reviews, last reviewed 8th Jul 2026
397300% increase in 5 star reviews
in the past 90 days
5900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Always friendly, helpful and reliable service, espec... Always friendly, helpful and reliable service, especially when you ring up Reviewed on: 8th July 2026
Ian smith's avatar
Ian smith

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (28679)

I am happy with the service so far

5
I am happy with the service so far. Customer service is quick and the app itself is easy to navigate. Reviewed on: 9th July 2025

Satisfied customer

4
My experience with Vanquis has been very well, it is simple and very efficient. It's clear and allows me to navigate easily without any issues. Also keeps me updated for minimum payments and recent payments. Reviewed on: 9th July 2025

Credit ratings

5
Vanquis helped me when I could not get credit and now my credit rating has shot up. Reviewed on: 9th July 2025

Very helpful very easy to access account not hard to...

5
Very helpful very easy to access account not hard to set up so thay have thought it all though so it is less stressful so really appreciate Reviewed on: 9th July 2025

Great customer service, very reliable

5
Great customer service, very reliable Reviewed on: 9th July 2025

Contented Customer

5
I've been with Vanquish for some years now and the flexibility in credit is fantastic up to you what you want to set limit at and always accessible when required Reviewed on: 9th July 2025

I enjoy using my card and the customer service l hav...

5
I enjoy using my card and the customer service l have received so fat is good Reviewed on: 9th July 2025

Helped me build my credit from scratch

5
I got the Vanquis Credit Card to improve my credit score, and I honestly couldn’t be happier with how it’s worked out. My credit history wasn’t great to begin with, but Vanquis gave me a chance when others wouldn’t. The app is really easy to use, I get reminders before payments are due, and the customer service has been great whenever I’ve had questions. What I really appreciate is that they started me on a manageable limit and increased it gradually over time as I showed I could handle it responsibly. In just a few months, I’ve already seen a big improvement in my credit score. If you’re looking to build or rebuild your credit, this card could really help you like it helped me. Reviewed on: 9th July 2025

Fantastic for improving your credit score

5
It's hard to improve your credit rating if companies won't give you credit. Vanquis are fantastic for improving your credit score. I am very happy, and would recommend their card to anyone with poor credit Reviewed on: 9th July 2025

Great for building credit score

5
I got a vanquis card to assist in re-building my credit score and within 2 months of using this it is right back up. Really happy with how quick and easy the whole process was for joining also. Reviewed on: 9th July 2025

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