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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28679 reviews)

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4.73

Based on 28,678 reviews, last reviewed 5th Jul 2026

397250% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

4

Helpful On time Helpful every time ,everyday, everywhere. Reviewed on: 5th July 2026

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28679)

The Superior Credit Building Credit Card

I have been a Vanquis customer for many years now & they have helped me immensely with building my credit up. Their app has been probably the significantly best banking/finance app out of any of the mainstream high street banking institutions for years. So easy to navigate, plain talking & simple to set up. They consistently have one of the best APR% rates making payments easier & less lightly to have any pitfalls. They make you more financially savvy in the way that they stagger raising limits & basically look after you rather than penalise you for diving in head first & getting ahead of yourself. More recently, Vanquis added a sister-app, Snoop. I love that just as much as Vanquis & have taught me how to budget money, provide access to platforms & other budgeting apps should you wish to grab their incentive with both hands. And now you can save with Snoop aswell with their extremely favourable interest rate %, it's quite an eye-opener when it comes to information, advice, tips & referrals helping me too improve my credit score that currently sits at 960/1000 with one of the well-known companies bearing in mind that when I first applied for a Vanquis card my score was 203/1000. I can honestly say, without Vanquis I doubt I'd be in the position I am today. I have recommended Vanquis to many of my friends & family over the years & Vanquis, again a frontrunner with providing cash incentives for referrals, most banks have only recently started to offer cash rewards for referral & some have yet to apply that particular incentive. I also cannot praise customer support service enough. Incredibly helpful & very knowledgeable. They treat me like a VIP whenever I've had cause to contact them. They absolutely go above & beyond to assist me, whatever the query or issue may be. All in all, I think Vanquis is outstanding in it's field & I hope to be a very loyal, happy & satisfied customer for many years to come. Thank you for your ingenuity that made me the financially stable person I am today. Reviewed on: 8th July 2025

Vanquis have always been helpfull understanding and...

Vanquis have always been helpfull understanding and efficient in dealing with me and my account Reviewed on: 8th July 2025

Great start limits

Vanquis have given me the ability to transfer all my balances into one where every other credit card company offers very low credit limits Reviewed on: 8th July 2025

I have been with Vanquis a very long time and I have...

I have been with Vanquis a very long time and I have not had any problems Reviewed on: 8th July 2025

The best at what they do

What a company the best at what they do…. Reviewed on: 8th July 2025

More opportunities for all

The account serves its purpose. However there is not many opportunities for you to earn rewards that can help to clear some of the debt/balance on the account. Having opportunities like this would help for people to engage more in the vanquis app. Reviewed on: 8th July 2025

Fast easy and efficient and the app is great

Fast easy and efficient and the app is great Reviewed on: 8th July 2025

Excellent Service Low Interest Rate

Excellent Service Low Interest Rate Reviewed on: 8th July 2025

It is a brilliant creditcard and offers a quick incr...

It is a brilliant creditcard and offers a quick increase Reviewed on: 8th July 2025

Helpful & friendly staff understanding & pleasant &...

Helpful & friendly staff understanding & pleasant & easy to talk too Reviewed on: 8th July 2025

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