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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28678 reviews)

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4.73

Based on 28,678 reviews, last reviewed 5th Jul 2026

397250% increase in 5 star reviews

in the past 90 days

5800% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

4

Helpful On time Helpful every time ,everyday, everywhere. Reviewed on: 5th July 2026

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28678)

I have found both use and negotiating around the ser...

I have found both use and negotiating around the services to be an easy and productive use of my time. The value is providing onward management of my finances and ease of purchase. Reviewed on: 8th July 2025

They are very responsible lenders, I’ve had a great...

They are very responsible lenders, I’ve had a great experience with Vanquis Reviewed on: 8th July 2025

credit score improvement

Great credit card that has improved my credit score massively Reviewed on: 8th July 2025

Good bank treating customers as people not as numbers

Good bank treating customers as people not as numbers Reviewed on: 8th July 2025

Fantastic credit building card...

I have been with Vanquis for about 10yrs now and they make it so easy to keep on top of your money . They were the first company /bank to give me credit after my divorce and they are very clear and open with charges and interest rates . Also if they think that you are maybe in trouble a little and struggling with payments the customer services still treat you with respect and do all they can to help you out Reviewed on: 8th July 2025

I use my vanquis card regularly & love the fact I ca...

I use my vanquis card regularly & love the fact I can pay via my iPhone. Reviewed on: 8th July 2025

They’ve help me build my credit score over the years

They’ve help me build my credit score over the years and helped with purchases that have come at unexpected times, easy to use app aswell. Reviewed on: 8th July 2025

Accessibility Needs Met

Following application, customer service took time to understand my health and accountability needs. Reviewed on: 8th July 2025

Excellent customer service and easy to use mobile app

Excellent customer service and easy to use mobile app Reviewed on: 8th July 2025

I’ve had a good experience with Vanquis so far.

I’ve had a good experience with Vanquis so far. One thing I really like is that they review and often increase your credit limit every 3 months if you manage your account well. It’s a nice way to build trust and credit over time. The mobile app is simple to use, making it easy to keep track of spending and make payments. Interest rates can be high, so it’s best to pay off your balance in full each month—but as a credit-building card, it works exactly as intended. Overall, it’s a solid choice for anyone looking to improve their credit while having some flexibility. Reviewed on: 8th July 2025

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