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Vanquis : Credit builder credit card reviews

4.73
Based on 28,672 reviews, last reviewed 30th Jun 2026
397100% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to navigate the app. Easy to navigate the app. Credit limit sensible with easy to set up direct debit. Reminder for when payment is due making budgeting easier. Reviewed on: 30th June 2026
David D's avatar
David D

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28672)

Expiture

5
I like the promise to pay part and the £150 limit cause I only have limited budget Reviewed on: 8th July 2025

Love the no interest for 9 months really helps to so...

5
Love the no interest for 9 months really helps to sort my self out with finances the app is amazing and plenty help if I’m stuck but so far everything has been superb so easy to use and spending is checked on the app you know and don’t need to wait for statements very happy customer Reviewed on: 8th July 2025

Vanquis Bank Credit Card Review 5 Stars

5
I’ve been using a Vanquis credit card for over a year now, and I can honestly say it’s been an excellent experience. The application process was straightforward, and they were one of the few providers willing to give me a chance to build my credit when others wouldn’t. Since then, everything has gone smoothly. Their mobile app is user-friendly and makes it easy to keep track of spending, payments, and statements. I really appreciate how transparent they are with charges and interest rates — no hidden surprises. Customer service has also been very helpful whenever I’ve needed to get in touch. Overall, Vanquis has helped me manage my finances responsibly and improve my credit score. I would definitely recommend them to anyone looking for a reliable credit card provider, especially if you’re working on building or repairing your credit. Reviewed on: 8th July 2025

Most helpful card company.

5
Didn't think I would be able to get a credit card, but vanquis was very helpful and answered all my concerns. Reviewed on: 8th July 2025

Va quis is a good card to have and helps out with pa...

4
Va quis is a good card to have and helps out with payments I f8nd promise to pay wonderfull x Reviewed on: 8th July 2025

Had a brilliant service

5
Had a brilliant service from them had trouble with my card sorted straight away Reviewed on: 8th July 2025

Works in an Instant

5
I like the app as I can make payments that reflect on my account instantly. Reviewed on: 8th July 2025

Great card to have

5
Never had any issues with them. Support staff was always easy to contact and tried Reviewed on: 8th July 2025

Easy to use the app and good credit limit you gave f...

5
Easy to use the app and good credit limit you gave for applying card Reviewed on: 8th July 2025

I run my account responsibiy and appreciated subsequ...

5
I run my account responsibiy and appreciated subsequent credit limit increase. Reviewed on: 8th July 2025

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