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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28671 reviews)

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4.73

Based on 28,671 reviews, last reviewed 29th Jun 2026

397050% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Mobile apps was very good and easy to use. Mobile apps was very good and easy to use. Always getting in touch through email and text messaging when something comes up. Great customer service. Reviewed on: 29th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28671)

I've had it for over 5 years now and wouldn't go bac...

I've had it for over 5 years now and wouldn't go back to cash or my own bank card for overseas spending Reviewed on: 8th July 2025

Helping to build credit score.

Helping to build credit score. Happy with things at the moment only time will tell as usual not had any problems as of yet easy to apply and set up Reviewed on: 8th July 2025

Amazing experience from day one.

Amazing experience from day one. The app is simple and easy and if you need a help if you are struggling they are here to help. Reviewed on: 8th July 2025

Easy to use app and very convenient for making payme...

Easy to use app and very convenient for making payments cash withdrawals and very happy to use Reviewed on: 8th July 2025

Very fair and easy process.

Very fair and easy process. Very good customer service too. Reviewed on: 8th July 2025

One month I was struggling and I called up and they...

One month I was struggling and I called up and they helped me on how to get help and pause the interest Reviewed on: 8th July 2025

Great experience helped me build my credit score

Great experience helped me build my credit score Reviewed on: 8th July 2025

Really easy to apply and really easy to keep control...

Really easy to apply and really easy to keep control of your finances with the app Reviewed on: 8th July 2025

I’ve been using Vanquis for 10 years now always foun...

I’ve been using Vanquis for 10 years now always found them extremely helpful over the phone, I had a fraud issue once and they was on it and had it sorted from the phone call, have already recommended to family and friends too Reviewed on: 8th July 2025

A great credit building credit card!

I’ve been using my Vanquis credit builder card with a £1500 limit for several months now, and it’s been a fantastic tool for improving my credit score and managing my finances responsibly. The application process was quick and easy, even though my credit history wasn’t perfect, and they approved me with a decent limit right away. I particularly like the simple mobile app, which makes it easy to track spending, check my balance, and make payments on time. The £1500 limit is generous for a credit builder card and allows me to make larger purchases while keeping my utilization low. I’ve noticed my credit score improving steadily since I started using it properly. As long as you pay in full each month, you avoid interest and build a good repayment history. Overall, I highly recommend this card to anyone looking to build or rebuild their credit sensibly. Reviewed on: 8th July 2025

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