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Vanquis : Credit builder credit card reviews

4.73
Based on 28,671 reviews, last reviewed 29th Jun 2026
397050% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Mobile apps was very good and easy to use. Mobile apps was very good and easy to use. Always getting in touch through email and text messaging when something comes up. Great customer service. Reviewed on: 29th June 2026
Edwin M's avatar
Edwin M

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28671)

Great one

5
Fast transfer services Especially using card abroad Reviewed on: 8th July 2025

Perfect product to assist with finances

4
I applied for this card with bad credit to help me move my existing credit card debt into one easy to pay place. The offer of 15 mo ths interest free was massively appealing and It makes my monthly repayments so much easier. I havent utilised the customer service to rate it which is a good sign because it shows I haven't required it as the whole process is smooth and easy to use with the app. Reviewed on: 8th July 2025

Always helpful and friendly.

5
Always helpful and friendly. Very knowable with a good attitude. Reviewed on: 8th July 2025

Vanquis Card is very useful and the App is very easy...

5
Vanquis Card is very useful and the App is very easy to use haven't had any issues either Reviewed on: 8th July 2025

I am Satisfied for you service love this card a reco...

5
I am Satisfied for you service love this card a recommended my family and friends Reviewed on: 8th July 2025

personal service

5
good costumer srvice, very helpul,always there if needed/with friendly staff who make you feel right at home. Understand my need . Reviewed on: 8th July 2025

Easy to apply instant and easy decision, direct debit.

5
When I lost my husband of 38 years I never thought I would be able to get through the pain, as well as being in debt. I applied for a card thinking I would not be accepted . To my surprise and delight I did get accepted and I was so happy. I managed to pay for the funeral and clear off some debts. I still struggle with the loss of my husband but I am now rebuilding my life as well as building my credit. I am so glad I applied, it was easy to apply and I got an acceptance almost instantly. I would happily recommend Vanquis to anyone. The payments are very reasonable and with your direct debit you don't need to worry about missing payments. You will even get a notification in advance letting you know when your payment will be taken and how much. It's so easy..The only way to know is to apply and get accepted and get back on track like I did. Thank you Vanquis. Reviewed on: 8th July 2025

Fuss free experience

5
Have been using card to build credit, now have a big credit limit. Haven't had any issues requiring customer service Reviewed on: 8th July 2025

I haven’t had to contact them for anything but using...

5
I haven’t had to contact them for anything but using the app has been very good experience. Reviewed on: 8th July 2025

The Vanquis card is excellent

5
I feel that the money I receive from Vanquis is excellent and I have recently had the money increased. Reviewed on: 8th July 2025

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