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Vanquis : Credit builder credit card reviews

4.73
Based on 28,671 reviews, last reviewed 29th Jun 2026
397050% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Mobile apps was very good and easy to use. Mobile apps was very good and easy to use. Always getting in touch through email and text messaging when something comes up. Great customer service. Reviewed on: 29th June 2026
Edwin M's avatar
Edwin M

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28671)

Reliable Good Card

5
Reliable 5 Stars I’ve been with Vanquis for many years, and they’ve been a great. Their app makes managing the card easy. All in all, Vanquis has earned my trust over the years. It’s not flashy or full of gimmicks just a straightforward, reliable credit card that does exactly what it promises. Credit limits have increased gradually and sensibly, and customer service has always been polite though to be fair, I haven’t had to call often because their mobile app is easy to use. As long as you manage your balance well, it’s a very useful card to have. Highly recommended. Reviewed on: 8th July 2025

Nothing bad to say.

3
Nothing bad to say. Product seems fine and easy to use. Easy to apply. East to contact. That’s it. Can’t really say any more!!! Reviewed on: 8th July 2025

They offer exceptional customer service, someone pic...

5
They offer exceptional customer service, someone picks up the phone (A HUMAN) very quickly and helps with whatever situation. Been using them for over 10 years now. Reviewed on: 8th July 2025

The easiest credit company!

5
I have never had an issue with Vanquis bank, it is super easy to manage your credit and to make a payment towards your outstanding balance. I also appreciate the emails you get when a payment is coming up, this makes it super easy to keep on top of payments. Reviewed on: 8th July 2025

I’m very happy with the service love using the card...

5
I’m very happy with the service love using the card Reviewed on: 8th July 2025

Always very helpful when you call

4
Always very helpful when you call Reviewed on: 8th July 2025

Thoughtful credit card

5
They don't increase your credit limit very easy just to top up but they carefully followed your payments and spending so you don't goo over excessively and make more easy to repay. Reviewed on: 8th July 2025

Reliable, Simple, Effective: Vanquis Delivers

5
I’ve had my Vanquis credit card for a while now, and I can confidently say it’s been a great financial tool. The application process was quick and straightforward, and I was pleasantly surprised by how easy it was to manage everything through the app. The real-time alerts, balance tracking, and flexible payment options make it really user-friendly. What I appreciate most is how Vanquis helped me build my credit score steadily over time. They started me with a manageable limit and reviewed it regularly based on my responsible use. Customer service has always been polite, professional, and helpful whenever I’ve had a question. This card is ideal for anyone looking to improve their credit or just needing a reliable, no-nonsense credit option. Highly recommended! Reviewed on: 8th July 2025

Excellent

5
Vanquis is a fantastic credit builder, they are very helpful and understanding, no problem is too much for them. They are an amazing company Reviewed on: 8th July 2025

During thr application was very easy and very transp...

5
During thr application was very easy and very transparent with wording so knew what I was getting Reviewed on: 8th July 2025

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