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Vanquis : Credit builder credit card reviews

4.73
Based on 28,667 reviews, last reviewed 27th Jun 2026
396850% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Never had any issues, easy use of the app, reliable... Never had any issues, easy use of the app, reliable service. Reviewed on: 27th June 2026
TOM H's avatar
TOM H

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28668)

I have been with Vanquis for a few years, I have had...

5
I have been with Vanquis for a few years, I have had a couple of jobs so different pay days. I forgot to change my direct debit, Vanquis were very helpful & lovely. Reviewed on: 24th April 2025

Easy application, kind and efficient.

5
Easy application, kind and efficient. Reviewed on: 24th April 2025

Excellent!!!

5
Excellent card that I used ever in the UK Reviewed on: 24th April 2025

Approx 11 years plus they are a great company to do...

5
Approx 11 years plus they are a great company to do business with and I highly recommend them to family & friends Reviewed on: 24th April 2025

I've been with vanquis for years never had any hassl...

5
I've been with vanquis for years never had any hassle love it Reviewed on: 24th April 2025

It is always a great experience using vanquis card.

5
It is always a great experience using vanquis card. Reviewed on: 24th April 2025

A good example of how to design an app

5
I've had no issue with the credit card, or Vanquis. The app works very well & is easy to use. I like the fact that you have plenty of information available, but the basic structure keeps things simple to navigate - unless you need to see transactions, offers, payments etc. I use the 'Payit' function to make rapid payments from my bank account to the credit card - that works smoothly & quickly, using the 'Open Banking' system. You don't need any account details, just find your bank in a list & then it takes you to log-in to your banking site. Choose which account to pay from & that's it. Reviewed on: 24th April 2025

They are very helpful and listened when I have a que...

5
They are very helpful and listened when I have a question Reviewed on: 24th April 2025

No nasty surprises!

5
Vanquis is brilliant the one or two times I'm about to forget a payment they send you text reminders to make sure you don't miss out. The staff are friendly and sort any issues quickly. Couldn't fault them in anyway! The app is also super easy to use and you always know how much interest you owe so there are no nasty surprises. Reviewed on: 24th April 2025

Thank you

4
Helped when needed most, grateful it was their. Pay back easy and manageable. THANK YOU Reviewed on: 24th April 2025

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