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Vanquis : Credit builder credit card reviews

4.73
Based on 28,667 reviews, last reviewed 27th Jun 2026
396850% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Never had any issues, easy use of the app, reliable... Never had any issues, easy use of the app, reliable service. Reviewed on: 27th June 2026
TOM H's avatar
TOM H

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28668)

Vanquis has been a great part of my credit building,...

5
Vanquis has been a great part of my credit building, once I built my credit score I got offered a better rate, I would definitely recommend for all Reviewed on: 24th April 2025

Helpful and transparent

5
Vanquis are completely transparent and always willing to help, I’ve been put through to customer services without any problems every time I’ve needed too and have never had issues with banking or via the app. I would 100% recommend this company to anyone in need of credit Reviewed on: 24th April 2025

You standby when I needed you thanks for the little...

5
You standby when I needed you thanks for the little help Reviewed on: 24th April 2025

I have been with Vanquis for a good few years now..

5
I have been with Vanquis for a good few years now, never really had any big issues with them, they have always been fair with me, always happy to help, listen when I have had little hiccups along the way and fixed them with a reasonable rate. Thank you. Reviewed on: 24th April 2025

Would be 10's

5
I think this is a good credit card that gives you a good credit increase on a regular basis if your managing your payments, I would have given 10's all the way but I think the Apr is way to high for someone who as been using it for over 7 years, if thiswas to go Fownhope it eouldbe no one for existing card holders and keep the higher Apr for new customers until they prove they manage there payments consistently. Reviewed on: 24th April 2025

t's easy, safe and good interest rates.

5
It's easy, safe and good interest rates. The telephone banking service is also quick and simple to use. Reviewed on: 24th April 2025

Help is just a call away

5
Since being with Vanquis I’ve never had any problems, having spoken to staff I find them always to be very helpful Reviewed on: 24th April 2025

My Vanquis.

5
Been with Vanquis for years now. they’re very informative and professional. Reviewed on: 24th April 2025

Vanquis has been really helpful for improving my cre...

5
Vanquis has been really helpful for improving my credit score. The application process was simple, and I got approved even with a limited credit history. The app is easy to use, and they send regular reminders to stay on top of payments. Great for anyone looking to build or rebuild their credit responsibly. Reviewed on: 24th April 2025

My experience is communication wise not most times c...

4
My experience is communication wise not most times clear went it comes to balance transfer and crediting issues. Reviewed on: 24th April 2025

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