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Vanquis : Credit builder credit card reviews

4.73
Based on 28,663 reviews, last reviewed 21st Jun 2026
396700% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis has been easy to use, with a simple app and... Vanquis has been easy to use, with a simple app and timely payment reminders. Customer service was helpful when I needed assistance. A good option for... Read more Reviewed on: 21st June 2026
Karthik Jayapal 's avatar
Karthik Jayapal

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28663)

Helpful when I really needed it.

5
Helpful when I really needed it. Reviewed on: 21st April 2025

In my experience they were very helpful and friendly...

5
In my experience they were very helpful and friendly staff Reviewed on: 21st April 2025

your the best for me thanks you for all

5
your the best for me thanks you for all Reviewed on: 21st April 2025

I applied for a Vanquis credit card when i was tryin...

5
I applied for a Vanquis credit card when i was trying to build my credit score. The application process was pretty straightforward and all online. I got a response within a few days and the initial start credit was Ok. The mobile app was actually better than I expected, easy to tract spending , make payment and see statements. I made sure to pay off the balance in full each month to avoid any high interest. After a good usage they automatically increased my credit limit. customer service team are excellent, I remember a time I needed to call about a payment delay, they were very helpful and my late payment fee as waved since it was my first time. Reviewed on: 21st April 2025

I have manged to get back on track and am very happy...

5
I have manged to get back on track and am very happy with the service provided. Reviewed on: 21st April 2025

I feel honoured to be one of their customers because...

5
I feel honoured to be one of their customers because their services are always very helpful to me. The amount l have as offered give me the confidence to know that l can rely on them. They are so reliable Reviewed on: 21st April 2025

Vanquis gave me a chance when others didn’t.

5
Vanquis gave me a chance when others didn’t. I’ve ran my account all up to date & now I have a great relationship with them & a very generous credit limit in case of emergencies. Amazing customer service & support as well. Can’t recommend them highly enough Reviewed on: 21st April 2025

I have so much trouble logging into my account.

2
I have so much trouble logging into my account. I have so much trouble paying money into my account Reviewed on: 21st April 2025

iI applied for the Vanquis Credit Card to improve my...

5
I applied for the Vanquis Credit Card to improve my credit score rating many years ago. I am happy to let you know it has helped me manage my finances whilst improving my credit score rating. Vanquis have constantly kept me up to date with keeping my details secure from potential fraud. They have given me the opportunity to increase my credit limit. I am eternally grateful for the Vanquis credit card it as helped me in so many ways. Reviewed on: 21st April 2025

Their interest rates are very high

4
Their interest rates are very high Reviewed on: 21st April 2025

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