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Vanquis : Credit builder credit card reviews

4.73
Based on 28,655 reviews, last reviewed 16th Jun 2026
396300% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

It's a credit card that makes all the difference It's a credit card that makes all the difference to the way you purchase goods. Transactions are smooth and their customer service is excellent. Would... Read more Reviewed on: 16th June 2026
Nigel S's avatar
Nigel S

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28655)

Recommend

5
Vanquis.have helped.me build my credit score and keep interest as low as possible Reviewed on: 19th April 2025

Ease of using the card.

5
Ease of using the card. Digital usage very easy makes life easy Reviewed on: 19th April 2025

Building on.my credit score.

4
Yes, it took time to keep up with payments. Done regularly, I was able to pay what I owed and now 1500 credit to use for my holiday in Dominican Republic. Reviewed on: 19th April 2025

Customer service great

5
Vanquish is very important to me it helped me build on my credit rating and I appreciated that. There’s a great customer when I I got in touch with them. They show their patience and professionalism and that is why I’m happy being a customer with them and they straight forward and I love that. Keep up the great service you gave to up really appreciate vanquish thanks Reviewed on: 19th April 2025

good card all round its helped me out and built my c...

5
good card all round its helped me out and built my credit score Reviewed on: 19th April 2025

Card problems

3
I’ve got a contactless card but very frequently I have to keep entering my PIN number, it’s ok when in a shop where I can enter the pin but in car parks it’s very frustrating. Other than that no problems from Vanquis. Reviewed on: 19th April 2025

Always happy to use Vanquis credit card.

5
Always happy to use Vanquis credit card. Easy and secure. If cash backs or any other kind of rewards can be introduced, ot will added on the experience of usage. Reviewed on: 19th April 2025

Good App & Customer Service

4
The app has great features and is user friendly. Customer service team easy to deal with Reviewed on: 19th April 2025

Really Happy with My Vanquis Card!

5
Really Happy with My Vanquis Card! I’ve had my Vanquis credit card for a while now and it’s been great. The application was straightforward and they gave me a fair starting limit which has gone up over time as I’ve used it sensibly. The app is really handy — easy to check my balance, make payments, and keep on top of everything. Whenever I’ve needed to speak to customer service, they’ve been helpful and polite too. It’s definitely helped me build my credit score and manage my money better. Would recommend to anyone looking to get their credit back on track. Reviewed on: 19th April 2025

They helped when I needed it, would recommend.

4
They helped when I needed it, would recommend. Reviewed on: 19th April 2025

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