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Vanquis : Credit builder credit card reviews

4.73
Based on 28,655 reviews, last reviewed 16th Jun 2026
396300% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

It's a credit card that makes all the difference It's a credit card that makes all the difference to the way you purchase goods. Transactions are smooth and their customer service is excellent. Would... Read more Reviewed on: 16th June 2026
Nigel S's avatar
Nigel S

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28655)

Vanquis helped with me

4
Vanquis gave me a credit card and this helped with my credit scoring I am so happy with it, These are excellent with customer service care and do everything they can if help is needed i would recommend them to anyone who wants and needs to build their credit score Reviewed on: 19th April 2025

Vanquis is sort of okay but,

3
Vanquis is okay but, they always take at least 2 working days for any credit to show on account. Other cards credit you immediately so you know where you are. Also their rate is very high, much higher than others. Also they are just about to increase the rate for cash transfer to my bank from about 35/36% to nearly 65%! That is tantamount to usary. So, use Vanquis at your own peril. Reviewed on: 19th April 2025

I have been with Vanquis for several years now.

5
I have been with Vanquis for several years now. I have never had a problem with them. They send me information to keep me updated, they allow you to accept an increase or not. The app is very useful and easy to navigate. Vanquis do great deals and it makes things more affordable. Reviewed on: 19th April 2025

Easy Process! Just make sure you're pre-approved!

5
I done an online application so I didn't have any issues with customer service. It was a quick and easy process and was accepted within minutes. I'm not sure about the value for money as I've not used the card yet however, time will tell when I use it to fluctuate cash flow. Thanks Vanquis! Reviewed on: 19th April 2025

Easy, Efficient, Stress Free

5
Easy, Efficient, Stress Free…Great for rebuilding credit worthiness, Highly Recommended Reviewed on: 19th April 2025

Cant think of reason !!!!

5
I have never had to ring customer service , they hardly ever contact you except for a reminder if I get close to my limit. No bombarding me with emails. Never have I ever had any sort of problem. I rate Vanquis 100% every time . Thankyou Reviewed on: 19th April 2025

I love it how they help you to improve your rating

5
I love it very helpful good app fast.handling you very well love it how the way they help you financial.very good credit limit. Reviewed on: 19th April 2025

Flawless

5
..Easy to use, accessible and handy , adding new services was well constructed Reviewed on: 19th April 2025

easy to use app value for money would recommend to...

5
easy to use app value for money would recommend to all Reviewed on: 19th April 2025

Vanquis, easy my soul, less stressful

5
Vanquis, easy my soul, less stressful Reviewed on: 19th April 2025

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