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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis has been a life saver

5
Vanquis has been a life saver for me and I pay into as quick as I can.The only downside is the interest but in this day and age the are quite competitive Reviewed on: 9th July 2025

I needed to build my credit score and needed help wi...

5
I needed to build my credit score and needed help with paying for my renewal of my wedding vows and this card helped me get both done and getting married for a second time to my childhood friend who gave me 6 wonderful children and a lot of grandchildren was a blessing. So if you need help please look at this card for the help. Reviewed on: 9th July 2025

Reliable Card with Great Rewards and Support

5
I've been using this credit card for over a year, and it’s been a very smooth experience. The application process was simple, and I was approved quickly. I mainly use the card for daily purchases and travel, and the reward points accumulate fast, especially on dining and online shopping. The mobile app is intuitive and makes it easy to track spending, manage payments, and redeem rewards. Customer service has been responsive the few times I needed help – quick to resolve issues and always polite. One of the highlights for me has been the travel insurance coverage and purchase protection features. I’ve also appreciated occasional promotional offers and cashback. Overall, it's a reliable card with strong features for anyone looking for flexibility, rewards, and solid customer service. Reviewed on: 9th July 2025

, rVanquis.

5
Quick and easy to apply for card, receive it and receive pin. Reviewed on: 9th July 2025

No way to contact the customer service.

3
No way to contact the customer service. No response to the complaint either. Reviewed on: 9th July 2025

Quality service and product that suited me.

5
Vanquis was there when I needed them with a product that suited me and my needs. Reviewed on: 9th July 2025

The best

5
The best in customer communication. They help in building your credit score . They also easy and straightforward to apply Reviewed on: 9th July 2025

Easy to use.

4
Easy to use. Good credit balance Reviewed on: 9th July 2025

So simple to apply for the card, then I had regular...

5
So simple to apply for the card, then I had regular helpful communication about the progress and process involved in receiving the card. Reviewed on: 9th July 2025

Simple to apply and good rates.

5
Simple to apply and good rates. The process was easy to apply and the app is simple to use too Reviewed on: 9th July 2025

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